LIC MF Banking and PSU Fund · Regular · Growth
NAV
₹36.4965
as of 17 Jun 2026
Expense Ratio
0.68%
AUM
₹1,867 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.39%
- 3Y
- +6.78%
- 5Y
- +5.69%
- Since Inception
- +7.03%
SIP returns (XIRR)
- 1Y
- +4.92%
- 3Y
- +6.57%
- 5Y
- +6.39%
- Since Inception
- +6.74%
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,14,500
Invested
₹2,26,808
Value today
6.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,640
Value today
7.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,45,000
Withdrawn
₹13,71,839
Corpus left
+₹15,16,839 net gain — withdrew ₹11,45,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,222
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,222 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
—
Alpha
—
Beta
0.21
Sortino
1.29%
Std Dev
-0.60%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 18.37% National Highways Authority Of India **5.65%
- 2Canara Bank ** #5.14%
- 3Hdfc Bank Ltd. #3.99%
- 48.09% Nlc India Ltd. **3.53%
- 57.34% Small Industries Development Bk Of India **3.08%
- 67.59% National Housing Bank **2.90%
- 77.46% Rec Ltd. **2.87%
- 87.48% National Bk For Agriculture & Rural Dev.2.82%
- 97.83% Small Industries Development Bk Of India **2.81%
- 107.05% Jio Credit Ltd. **2.78%
Investment Objective
LIC MF Banking and PSU Fund · Regular · Growth by LIC Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
LIC MF Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by LIC Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹1,867 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.68%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations