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Index Fund📊 Respective Underlying Index(SEBI default)

LIC MF BSE Sensex Index Fund · Regular · Growth

LIC Mutual Fund

#223 of 243 (1Y)

NAV

₹144.0249

as of 17 Jun 2026

Expense Ratio

1.16%

AUM

₹90 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-5.48%
3Y
+6.79%
5Y
+8.16%
Since Inception
+11.99%

SIP returns (XIRR)

1Y
-7.67%
3Y
+1.28%
5Y
+5.42%
Since Inception
+10.66%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,41,500

Invested

₹5,60,169

Value today

10.4%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹13,787

Value today

11.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹14,15,000

Withdrawn

₹81,85,296

Corpus left

+₹86,00,296 net gain — withdrew ₹14,15,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹77,84,372

Value today

-5.9%

vs lumpsum

Direct lumpsum would have beaten STP by 5.9% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,83,808

Value today

2.8×

Multiple

Staying invested through that crash turned ₹1L into ₹2,83,808 — a 2.8× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.48

Sharpe Ratio

Alpha

Beta

-0.49

Sortino

13.60%

Std Dev

-16.19%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseLIC Mutual Fund
CategoryIndex Fund
BenchmarkRespective Underlying Index
Launch Date28 Nov 2002
AMFI Code101199
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

LIC MF BSE Sensex Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.

About This Fund

LIC MF BSE Sensex Index Fund · Regular · Growth is a Index Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹89.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Respective Underlying Index. The current expense ratio is 1.16%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Cost-conscious investors who prefer passive investing with low expense ratios
  • SIP investors who can benefit from rupee cost averaging during market fluctuations