LIC MF Focused Fund · Regular · Growth
NAV
₹21.8605
as of 13 Nov 2026
Expense Ratio
3.38%
AUM
₹173 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.82%
- 3Y
- +9.20%
- 5Y
- +6.28%
- Since Inception
- +9.09%
SIP returns (XIRR)
- 1Y
- +8.28%
- 3Y
- +4.83%
- 5Y
- +7.55%
- Since Inception
- +10.32%
What history actually did — last 8 years (Nov 2018 – Nov 2026)
A ₹5,000 monthly SIP for the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,32,426 today — ₹4,80,000 invested, 10.5% XIRR.
₹4,80,000
Invested
₹7,32,426
Value today
10.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,31,084 today (11.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2018 would still hold ₹15,78,409.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,32,426 in this fund vs ₹8,38,187 in the benchmark — underperformance of ₹1,05,761.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Nov 2018 – Nov 2026) (22 Mar 2020) would be ₹3,23,859 today (3.24×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
-0.02
Alpha
0.96
Beta
-0.26
Sortino
14.47%
Std Dev
-17.61%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Auto Components14.91%
- Banks13.31%
- Automobiles8.96%
- Industrial Manufacturing7.55%
- Industrial Products7.49%
- Power6.62%
- Realty5.91%
- IT - Software4.90%
- Agricultural, Commercial & Construction Vehicles3.90%
- Transport Services3.71%
- Electrical Equipment2.94%
- Finance2.68%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Indo-Mim Ltd.7.55%
- 2Tata Motors Passenger Vehicles Ltd.6.81%
- 3Garware Hi-Tech Films Ltd.4.11%
- 4Tata Motors Ltd.3.90%
- 5Interglobe Aviation Ltd.3.71%
- 6Bharat Forge Ltd.3.66%
- 7State Bank Of India3.62%
- 8Hdfc Bank Ltd.3.60%
- 9The Phoenix Mills Ltd.3.56%
- 10Icici Bank Ltd.3.55%
What this fund does
LIC MF Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
LIC MF Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹173 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 3.38%.