LIC MF Focused Fund · Regular · Growth
NAV
₹21.5295
as of 14 Jul 2026
Expense Ratio
2.35%
AUM
₹162 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.96%
- 3Y
- +8.64%
- 5Y
- +9.59%
- Since Inception
- +9.27%
SIP returns (XIRR)
- 1Y
- +5.68%
- 3Y
- +5.69%
- 5Y
- +8.08%
- Since Inception
- +10.72%
What history actually did — last 8 years (Jul 2018 – Jul 2026)
A ₹5,000 monthly SIP for the last 8 years (Jul 2018 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,45,433 today — ₹4,80,000 invested, 10.9% XIRR.
₹4,80,000
Invested
₹7,45,433
Value today
10.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Jul 2018 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,15,295 today (10.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2018 would still hold ₹14,07,517.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,45,433 in this fund vs ₹8,52,006 in the benchmark — underperformance of ₹1,06,573.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Jul 2018 – Jul 2026) (22 Mar 2020) would be ₹3,18,956 today (3.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.12
Sharpe Ratio
-0.02
Alpha
0.31
Beta
-0.12
Sortino
17.16%
Std Dev
-17.61%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Automobiles18.00%
- Banks11.00%
- Auto Components10.00%
- Industrial Products8.00%
- Finance7.00%
- IT - Software6.00%
- Agricultural, Commercial & Construction Vehicles5.00%
- Transport Services4.00%
- Realty4.00%
- Power4.00%
- Pharmaceuticals & Biotechnology3.00%
- Consumer Durables3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd.6.19%
- 2Schaeffler India Ltd.5.12%
- 3Icici Bank Ltd.4.88%
- 4Maruti Suzuki India Ltd.4.82%
- 5Mahindra & Mahindra Ltd.4.81%
- 6Tata Motors Ltd.4.76%
- 7Bajaj Auto Ltd.4.68%
- 8Mahindra & Mahindra Financial Serv Ltd.4.51%
- 9Mahindra Lifespace Developers Ltd.4.34%
- 10Garware Hi-Tech Films Ltd.4.34%
Investment Objective
LIC MF Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
LIC MF Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹162 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations