LIC MF Low Duration Fund-Regular Plan-Growth
₹41.4384
₹0.03 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹41.4384
₹0.03 (+0.07%)
29 May 2026
AMFI: 101830
Direct · Growth
₹₹45.1929
₹0.03 (+0.07%)
29 May 2026
AMFI: 120315
Regular · IDCW
₹₹14.2103
₹0.01 (+0.07%)
29 May 2026
AMFI: 111675
Direct · IDCW
₹₹23.6010
₹0.02 (+0.07%)
29 May 2026
AMFI: 120317
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,38,000
Invested
₹3,08,949
Value today
6.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,144
Value today
6.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,80,000
Withdrawn
₹10,54,345
Corpus left
+₹14,34,345 net gain — withdrew ₹13,80,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,43,275
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,43,275 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,228
Regular plan
₹81,445
Direct earns ₹2,783 more on a ₹60K investment — 0.46% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
—
Alpha
—
Beta
-0.19
Sortino
0.47%
Std Dev
-0.18%
Max Drawdown
Portfolio Holdings
Top 47 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
7.64% REC Ltd. ** INE020B08EX7 | 4.44% |
8.75% 360 One Prime Ltd. ** INE248U07GA9 | 3.12% |
7.5% National Bk for Agriculture & Rural Dev. ** INE261F08EA6 | 3.10% |
6.6% REC Ltd. ** INE020B08FZ9 | 3.09% |
7.35% Bharti Telecom Ltd. ** INE403D08272 | 3.05% |
6.9601% Mindspace Business Parks Reit ** INE0CCU07181 | 2.91% |
7.685% Tata Capital Housing Finance Ltd. ** INE033L07IL7 | 1.56% |
7.5285% Poonawalla Fincorp Ltd. INE511C07912 | 1.54% |
7.49% National Bk for Agriculture & Rural Dev. ** INE261F08EB4 | 1.54% |
7.42% Power Finance Corporation Ltd. ** INE134E08NL6 | 1.50% |
7.75% Bharti Telecom Ltd. ** INE403D08314 | 1.49% |
6.47% Indian Railway Finance Corporation Ltd. ** INE053F08510 | 0.87% |
6.48% Government of India IN0020250091 | 0.86% |
Government of India IN001030C039 | 0.67% |
7.68% Tata Capital Ltd. ** INE306N07NA6 | 0.31% |
7.58% National Bk for Agriculture & Rural Dev. INE261F08DX0 | 0.31% |
8.85% Power Grid Corporation of India Ltd. ** INE752E07KL3 | 0.31% |
7.77% REC Ltd. ** INE020B08EH0 | 0.30% |
7.65% GIC Housing Finance Ltd. ** INE289B07123 | 0.30% |
7.45% Bharti Telecom Ltd. ** INE403D08280 | 0.30% |
7.62% State Government of Punjab IN2820220159 | 0.01% |
| Security | % NAV |
|---|---|
91 DAYS TBILL RED 23-07-2026 IN002026X032 | 5.84% |
Punjab National Bank ** # INE160A16UQ6 | 5.57% |
ICICI Bank Ltd. ** # INE090AD6279 | 3.37% |
182 DAYS TBILL RED 21-05-2026 IN002025Y347 | 2.95% |
364 DAYS TBILL RED 23-07-2026 IN002025Z179 | 2.92% |
Time Technoplast Ltd. ** INE508G14IF6 | 2.92% |
Axis Bank Ltd. ** # INE238AD6BI8 | 2.86% |
Bank of Baroda ** # INE028A16KO1 | 2.84% |
HDFC Bank Ltd. ** # INE040A16HY1 | 2.84% |
National Bk for Agriculture & Rural Dev. # INE261F16AF6 | 2.81% |
Small Industries Development Bk of India ** # INE556F16BW2 | 2.80% |
Canara Bank ** # INE476A16G28 | 2.80% |
Punjab National Bank # INE160A16UE2 | 2.80% |
Bank of Baroda # INE028A16LH3 | 2.80% |
Canara Bank ** # INE476A16H35 | 2.79% |
Bank of Baroda # INE028A16LR2 | 2.79% |
ICICI Bank Ltd. ** # INE090AD6337 | 2.78% |
Embassy Office Parks REIT ** INE041014080 | 2.77% |
Small Industries Development Bk of India ** # INE556F16CD0 | 2.77% |
Indostar Capital Finance Ltd. ** INE896L14EZ2 | 2.35% |
Bajaj Finance Ltd. ** INE296A14D21 | 1.99% |
Small Industries Development Bk of India ** # INE556F16BR2 | 1.71% |
HDFC Bank Ltd. ** # INE040A16IJ0 | 1.41% |
Kotak Mahindra Bank Ltd. ** # INE237AD6075 | 0.29% |
HDFC Bank Ltd. # INE040A16GW7 | 0.29% |
| Security | % NAV |
|---|---|
SBI CDMDF--A2 INF0RQ622028 | 0.32% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF Low Duration Fund-Regular Plan-Growth by LIC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
LIC MF Low Duration Fund-Regular Plan-Growth is a Low Duration mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹1,887 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 1.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations