LIC MF Medium to Long Term Fund · Regular · Growth
NAV
₹75.6375
as of 30 Sept 2026
Expense Ratio
0.62%
AUM
₹185 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.24%
- 3Y
- +6.39%
- 5Y
- +5.53%
- Since Inception
- +7.58%
SIP returns (XIRR)
- 1Y
- +4.42%
- 3Y
- +5.56%
- 5Y
- +5.98%
- Since Inception
- +6.83%
Returns calculated from 20 September 1999 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,96,942 today — ₹5,95,000 invested, 5.8% XIRR.
₹5,95,000
Invested
₹7,96,942
Value today
5.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,73,022 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,33,275.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,43,335 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.85
Sharpe Ratio
—
Alpha
—
Beta
-0.87
Sortino
2.16%
Std Dev
-1.64%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.48% National Bk For Agriculture & Rural Dev.9.17%
- 27.3% Government Of India8.44%
- 3Canara Bank #8.10%
- 47.43% Jamnagar Utilities & Power Pvt. Ltd. **5.94%
- 57.42% Power Finance Corporation Ltd. **5.93%
- 67.71% Government Of India5.90%
- 77.33% Government Of India5.88%
- 8Indian Bank ** #5.58%
- 9Small Industries Development Bk Of India ** #5.34%
- 106.9% Government Of India5.34%
What this fund does
LIC MF Medium to Long Term Fund · Regular · Growth by LIC Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
LIC MF Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by LIC Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹185 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 0.62%.