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Medium to Long Durationregulargrowth📊 NIFTY Medium to Long Duration Debt Index(SEBI default)

LIC MF Medium to Long Duration Fund-Regular Plan-Growth

LIC Mutual Fund

#7 of 14 (1Y)

₹73.8756

0.05 (+0.06%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

AMFI: HIST_KF_INF397L01FY7

Direct · Growth

₹₹80.1615

0.05 (+0.06%)

29 May 2026

AMFI: 120279

Regular · IDCW

₹₹16.1932

0.01 (+0.06%)

29 May 2026

AMFI: 100314

Direct · IDCW

₹₹19.3674

0.01 (+0.06%)

29 May 2026

AMFI: 151990

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.22%
1 Month-0.61%
3 Months-0.15%
6 Months+0.43%
1 Year+0.70%
3 Years (CAGR)+5.76%
5 Years (CAGR)+5.09%
10 Years (CAGR)+6.03%
Since Inception (Sept 1999)+7.57%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.27%
3 Year SIP+5.16%
5 Year SIP+5.62%
Since Inception (Sept 1999)+6.80%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,60,000

Invested

₹4,37,850

Value today

6.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹7,036

Value today

7.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹16,00,000

Withdrawn

₹26,57,270

Corpus left

+₹32,57,270 net gain — withdrew ₹16,00,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,39,997

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,39,997 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹84,431

Regular plan

₹81,204

Direct earns ₹3,227 more on a ₹60K investment0.54% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseLIC Mutual Fund
CategoryMedium to Long Duration
Plan Typeregular
Optiongrowth
AUM₹199 Cr
Expense Ratio0.50%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY Medium to Long Duration Debt Index
Launch Date20 Sept 1999
AMFI Code100315

Risk Metrics

Trailing 1 year, annualised

-0.71

Sharpe Ratio

Alpha

Beta

-0.74

Sortino

2.12%

Std Dev

-1.64%

Max Drawdown

Portfolio Holdings

Top 15 holdings · as of Apr 2026

Equity13 holdings · 85.4%
Security% NAV

6.48% Government of India

IN0020250091

12.93%

6.9% Government of India

IN0020250018

12.16%

7.77% State Government of Gujarat

IN1520220014

11.24%

7.3% Government of India

IN0020230051

10.63%

7.52% REC Ltd. **

INE020B08AA3

8.27%

7.55% Small Industries Development Bk of India **

INE556F08KJ7

5.59%

7.42% Power Finance Corporation Ltd. **

INE134E08NL6

5.42%

7.43% Jamnagar Utilities & Power Pvt. Ltd. **

INE936D07190

5.41%

Indian Railway Finance Corporation Ltd. (ZCB) **

INE053F08536

4.18%

7.63% State Government of Maharashtra

IN2220220049

2.80%

8.24% Government of India

IN0020060078

2.77%

7.1% Government of India

IN0020240019

2.70%

7.57% State Government of Maharashtra

IN2220250533

1.30%
Debt1 holding · 7.7%
Security% NAV

HDFC Bank Ltd. ** #

INE040A16II2

7.67%
Other1 holding · 0.3%
Security% NAV

SBI CDMDF--A2

INF0RQ622028

0.32%

Performance Comparison

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Investment Objective

LIC MF Medium to Long Duration Fund-Regular Plan-Growth by LIC Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.

About This Fund

LIC MF Medium to Long Duration Fund-Regular Plan-Growth is a Medium to Long Duration mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹199 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 0.50%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations