LIC MF Short Term Fund · Regular · Growth
NAV
₹15.4864
as of 13 Nov 2026
Expense Ratio
1.14%
AUM
₹127 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.89%
- 3Y
- +6.35%
- 5Y
- +5.28%
- Since Inception
- +5.78%
SIP returns (XIRR)
- 1Y
- +4.17%
- 3Y
- +5.57%
- 5Y
- +5.80%
- Since Inception
- +5.46%
What history actually did — last 7 years (Nov 2019 – Nov 2026)
A ₹5,000 monthly SIP for the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,07,551 today — ₹4,20,000 invested, 5.4% XIRR.
₹4,20,000
Invested
₹5,07,551
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,43,577 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2019 would still hold ₹9,28,223.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Nov 2019 – Nov 2026) (22 Mar 2020) would be ₹1,43,616 today (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.65
Sharpe Ratio
—
Alpha
—
Beta
-1.74
Sortino
1.22%
Std Dev
-0.83%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.45% Bharti Telecom Ltd. **8.56%
- 27.65% State Government Of Karnataka8.51%
- 38.95% 360 One Prime Ltd. **8.46%
- 47.49% National Highways Authority Of India **8.33%
- 56.61% Power Finance Corporation Ltd. **8.27%
- 67.48% National Bk For Agriculture & Rural Dev.8.20%
- 77.34% Small Industries Development Bk Of India **8.14%
- 8Hdfc Bank Ltd. #7.99%
- 98.1% Aditya Birla Housing Finance Ltd. **4.25%
- 107.37% Indian Railway Finance Corporation Ltd. **4.22%
What this fund does
LIC MF Short Term Fund · Regular · Growth by LIC Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
LIC MF Short Term Fund · Regular · Growth is a Short Term mutual fund offered by LIC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹127 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index. The current expense ratio is 1.14%.