LIC MF Unit Linked Insurance Scheme - 10 Years Reducing Cover · Regular · IDCW
₹34.6277
₹0.06 (+0.16%)
NAV as of 05 Jun 2026
Today's NAV — all variants
Regular · IDCW
Discontinued / Inactive
⚠ 28 Jul 2023
AMFI: RTA-KFIN-lic-mf-unclaimed-red-x3g1
Direct · IDCW
₹₹38.8444
₹0.06 (+0.17%)
05 Jun 2026
AMFI: 134876
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹76,000
Invested
₹1,35,186
Value today
8.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,304
Value today
9.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,60,000
Withdrawn
₹19,52,218
Corpus left
+₹17,12,218 net gain — withdrew ₹7,60,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹17,81,728
Value today
-10.1%
vs lumpsum
Direct lumpsum would have beaten STP by 10.1% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
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₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,43,044
Value today
2.4×
Multiple
Staying invested through that crash turned ₹1L into ₹2,43,044 — a 2.4× return
Read: Staying invested through crashesFund Details
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF Unit Linked Insurance Scheme - 10 Years Reducing Cover · Regular · IDCW is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
LIC MF Unit Linked Insurance Scheme - 10 Years Reducing Cover · Regular · IDCW is a ELSS Tax Saver mutual fund offered by LIC Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹0.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations