Motilal Oswal ELSS Tax Saver Fund · Regular · Growth
NAV
₹55.4565
as of 29 Sept 2026
Expense Ratio
2.09%
AUM
₹4,627 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.31%
- 3Y
- +19.14%
- 5Y
- +15.44%
- Since Inception
- +15.69%
SIP returns (XIRR)
- 1Y
- +12.61%
- 3Y
- +11.67%
- 5Y
- +17.04%
- Since Inception
- +16.34%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹14,24,218 today — ₹6,00,000 invested, 16.6% XIRR.
₹6,00,000
Invested
₹14,24,218
Value today
16.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,23,106 today (15.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹28,06,837.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹14,24,218 in this fund vs ₹11,47,923 in the benchmark — outperformance of ₹2,76,295.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹4,54,429 today (4.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.74
Sharpe Ratio
+0.19
Alpha
0.28
Beta
0.74
Sortino
17.93%
Std Dev
-14.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Electrical Equipment15.53%
- Finance10.84%
- Capital Markets10.64%
- Aerospace & Defense8.16%
- Automobiles7.75%
- Industrial Products7.19%
- Financial Technology (Fintech)4.68%
- Chemicals & Petrochemicals4.28%
- Consumer Durables4.26%
- Auto Components4.07%
- Telecom - Equipment & Accessories3.46%
- Pharmaceuticals & Biotechnology3.23%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Multi Commodity Exchange Of India Limited5.63%
- 2Ather Energy Limited5.02%
- 3Ptc Industries Ltd4.96%
- 4One 97 Communications Limited4.68%
- 5Apar Industries Limited4.48%
- 6Gujarat Fluorochemicals Limited4.28%
- 7Shaily Engineering Plastics Limited4.26%
- 8Zen Technologies Limited4.12%
- 9S.J.S. Enterprises Limited4.07%
- 10Shriram Finance Limited3.68%
What this fund does
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,627 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 - TRI. The current expense ratio is 2.09%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C