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ELSS Tax Saverregulargrowth📊 NIFTY 500 - TRI

Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option

Motilal Oswal Mutual Fund

#3 of 39 (1Y)

₹53.5390

0.34 (-0.64%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹53.5390

0.34 (-0.64%)

29 May 2026

AMFI: 133385

Direct · Growth

₹₹61.9576

0.40 (-0.63%)

29 May 2026

AMFI: 133386

Regular · IDCW

₹₹29.5484

0.19 (-0.64%)

29 May 2026

AMFI: 133383

Direct · IDCW

₹₹38.3035

0.24 (-0.63%)

29 May 2026

AMFI: 133384

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-2.47%
1 Month-0.86%
3 Months+8.11%
6 Months+1.23%
1 Year+4.28%
3 Years (CAGR)+22.53%
5 Years (CAGR)+18.17%
10 Years (CAGR)+17.11%
Since Inception (Jan 2015)+15.73%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+9.01%
3 Year SIP+13.69%
5 Year SIP+17.43%
Since Inception (Jan 2015)+16.43%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹68,000

Invested

₹1,84,806

Value today

16.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹5,303

Value today

15.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹6,80,000

Withdrawn

₹34,54,463

Corpus left

+₹31,34,463 net gain — withdrew ₹6,80,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹29,42,006

Value today

-7.5%

vs lumpsum

Direct lumpsum would have beaten STP by 7.5% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹1,84,806

Benchmark

₹1,52,057

+₹32,749 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,39,666

Value today

4.4×

Multiple

Staying invested through that crash turned ₹1L into ₹4,39,666 — a 4.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,59,623

Regular plan

₹1,47,705

Direct earns ₹11,918 more on a ₹60K investment1.99% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseMotilal Oswal Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹4,186 Cr
Expense Ratio1.82%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 - TRI ✓
Launch Date22 Jan 2015
AMFI Code133385

Risk Metrics

Trailing 1 year, annualised

-0.23

Sharpe Ratio

-0.03

Alpha

0.54

Beta

-0.22

Sortino

21.24%

Std Dev

-27.89%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity22 holdings · 93.0%
Security% NAV

Multi Commodity Exchange of India Limited

INE745G01043

7.80%

Piramal Finance Limited

INE202B01038

6.00%

Jain Resource Recycling Limited

INE0YD401026

5.76%

Apar Industries Limited

INE372A01015

5.37%

Waaree Energies Limited

INE377N01017

4.92%

Amber Enterprises India Limited

INE371P01015

4.56%

Onesource Specialty Pharma Limited

INE013P01021

4.53%

Billionbrains Garage Ventures Ltd

INE0HOQ01053

4.43%

Ather Energy Limited

INE0LEZ01016

4.37%

Muthoot Finance Limited

INE414G01012

4.35%

PTC Industries Limited

INE596F01018

4.35%

Bharat Electronics Limited

INE263A01024

3.96%

Zen Technologies Limited

INE251B01027

3.93%

Shriram Finance Limited

INE721A01047

3.79%

Gujarat Fluorochemicals Limited

INE09N301011

3.52%

Premier Energies Limited

INE0BS701011

3.49%

One 97 Communications Limited

INE982J01020

3.37%

Bharat Dynamics Limited

INE171Z01026

3.28%

Suzlon Energy Limited

INE040H01021

3.24%

Prestige Estates Projects Limited

INE811K01011

2.90%

International Gemmological Institute India Ltd

INE0Q9301021

2.63%

KSB Limited

INE999A01023

2.47%
Other28 holdings · 9981.0%
Security% NAV

Multi Commodity Exchange of India Limited

INE745G01043

763.00%

Piramal Finance Limited

INE202B01038

557.00%

Jain Resource Recycling Limited

INE0YD401026

494.00%

Apar Industries Limited

INE372A01015

484.00%

Ather Energy Limited

INE0LEZ01016

462.00%

Onesource Specialty Pharma Limited

INE013P01021

456.00%

Billionbrains Garage Ventures Ltd

INE0HOQ01053

438.00%

Zen Technologies Limited

INE251B01027

437.00%

Amber Enterprises India Limited

INE371P01015

424.00%

Waaree Energies Limited

INE377N01017

420.00%

Muthoot Finance Limited

INE414G01012

402.00%

PTC Industries Ltd

INE596F01018

397.00%

Suzlon Energy Limited

INE040H01021

388.00%

Bharat Electronics Limited

INE263A01024

363.00%

Gujarat Fluorochemicals Limited

INE09N301011

357.00%

Shriram Finance Limited

INE721A01047

347.00%

Bharat Dynamics Limited

INE171Z01026

347.00%

Premier Energies Limited

INE0BS701011

340.00%

One 97 Communications Limited

INE982J01020

328.00%

KSB Limited

INE999A01023

277.00%

Ola Electric Mobility Ltd

INE0LXG01040

267.00%

International Gemmological Institute India Ltd

INE0Q9301021

244.00%

Religare Enterprises Limited

INE621H01010

214.00%

Eternal Limited

INE758T01015

204.00%

K.P.R. Mill Limited

INE930H01031

193.00%

Nippon Life India Asset Management Limited

INE298J01013

160.00%

Collateralized Borrowing & Lending Obligation

118.00%

Shaily Engineering Plastics Limited

INE151G01028

100.00%

Performance Comparison

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Investment Objective

Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option is a ELSS Tax Saver mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,186 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 - TRI. The current expense ratio is 1.82%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations