LIC MF Ultra Short Duration Fund · Regular · Growth
NAV
₹1404.5738
as of 31 Jul 2026
Expense Ratio
1.22%
AUM
₹369 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.67%
- 3Y
- +6.38%
- 5Y
- +5.64%
- Since Inception
- +5.22%
SIP returns (XIRR)
- 1Y
- +5.89%
- 3Y
- +6.28%
- 5Y
- +6.12%
- Since Inception
- +5.75%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,23,332 today — ₹3,55,000 invested, 5.9% XIRR.
₹3,55,000
Invested
₹4,23,332
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,35,902 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹9,35,688.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,14,265 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.02
Sharpe Ratio
—
Alpha
—
Beta
-0.02
Sortino
0.38%
Std Dev
-0.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Export Import Bank Of India #7.75%
- 28.03% Mindspace Business Parks Reit **5.70%
- 3182 Days Tbill Red 30-07-20265.65%
- 4Hdfc Bank Ltd. #5.53%
- 5Indian Bank ** #5.51%
- 6Axis Bank Ltd. ** #5.50%
- 7Punjab National Bank #5.50%
- 8Canara Bank ** #5.50%
- 9Kotak Mahindra Bank Ltd. ** #5.42%
- 10Sundaram Finance Ltd. **5.33%
Investment Objective
LIC MF Ultra Short Duration Fund · Regular · Growth by LIC Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
LIC MF Ultra Short Duration Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by LIC Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹369 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 1.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations