LIC MF Ultra Short Term Fund · Regular · Growth
NAV
₹1426.4832
as of 13 Nov 2026
Expense Ratio
1.38%
AUM
₹645 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.71%
- 3Y
- +6.37%
- 5Y
- +5.78%
- Since Inception
- +5.23%
SIP returns (XIRR)
- 1Y
- +5.82%
- 3Y
- +6.13%
- 5Y
- +6.13%
- Since Inception
- +5.73%
What history actually did — last 6 years (Nov 2020 – Nov 2026)
A ₹5,000 monthly SIP for the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,29,498 today — ₹3,60,000 invested, 5.9% XIRR.
₹3,60,000
Invested
₹4,29,498
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,36,646 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2020 would still hold ₹9,36,959.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Nov 2020 – Nov 2026) (4 Jun 2024) would be ₹1,16,038 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.37%
Std Dev
-0.09%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd. ** #7.22%
- 2Icici Bank Ltd. ** #6.87%
- 3Canara Bank ** #5.16%
- 48.0409% Tata Capital Housing Finance Ltd. **3.68%
- 57.8% National Bk For Agriculture & Rural Dev.3.68%
- 67.14% Bajaj Housing Finance Ltd. **3.67%
- 791 Days Tbill Red 03-12-20263.49%
- 8Aditya Birla Capital Ltd. **3.47%
- 9Small Industries Development Bk Of India ** #3.45%
- 10Small Industries Development Bk Of India ** #3.43%
What this fund does
LIC MF Ultra Short Term Fund · Regular · Growth by LIC Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
LIC MF Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by LIC Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹645 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 1.38%.