LIC MF Value Fund · Regular · Growth
NAV
₹28.7804
as of 03 Aug 2026
Expense Ratio
2.48%
AUM
₹212 Cr
Lumpsum returns (CAGR)
- 1Y
- +21.33%
- 3Y
- +17.81%
- 5Y
- +13.81%
- Since Inception
- +14.21%
SIP returns (XIRR)
- 1Y
- +32.03%
- 3Y
- +15.63%
- 5Y
- +15.78%
- Since Inception
- +16.46%
Returns calculated from 20 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Aug 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,33,546 today — ₹2,95,000 invested, 15.8% XIRR.
₹2,95,000
Invested
₹4,33,546
Value today
15.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,90,978 today (13.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹14,76,235.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,33,546 in this fund vs ₹3,49,825 in the benchmark — outperformance of ₹83,721.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Aug 2026) (3 Jun 2024) would be ₹1,25,514 today (1.25×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.45
Sharpe Ratio
+0.20
Alpha
0.53
Beta
0.44
Sortino
17.77%
Std Dev
-15.31%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks13.50%
- Auto Components9.92%
- Industrial Products9.41%
- Electrical Equipment8.36%
- Pharmaceuticals & Biotechnology8.03%
- Automobiles5.96%
- Power4.88%
- IT - Software4.74%
- Transport Services4.20%
- Realty4.15%
- Finance3.88%
- Aerospace & Defense3.75%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Tata Motors Passenger Vehicles Ltd.3.69%
- 2Tata Motors Ltd.3.66%
- 3Garware Hi-Tech Films Ltd.3.31%
- 4State Bank Of India3.30%
- 5Hdfc Bank Ltd.3.14%
- 6Ksh International Ltd.3.07%
- 7Oracle Financial Services Software Ltd.2.91%
- 8Interglobe Aviation Ltd.2.90%
- 9Schneider Electric Infrastructure Ltd.2.71%
- 10Bharat Dynamics Ltd.2.68%
Investment Objective
LIC MF Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
LIC MF Value Fund · Regular · Growth is a Value Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹212 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Value 50 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations