Mirae Asset Banking and PSU Fund - Regular Plan - Growth
₹13.3678
₹0.01 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹13.3678
₹0.01 (+0.07%)
29 May 2026
AMFI: 148416
Direct · Growth
₹₹13.7236
₹0.01 (+0.07%)
29 May 2026
AMFI: 148419
Regular · IDCW
₹₹13.3690
₹0.01 (+0.07%)
29 May 2026
AMFI: 148418
Direct · IDCW
₹₹13.7168
₹0.01 (+0.07%)
29 May 2026
AMFI: 148417
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹35,000
Invested
₹41,288
Value today
5.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,337
Value today
5.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,50,000
Withdrawn
₹9,23,897
Corpus left
+₹2,73,897 net gain — withdrew ₹3,50,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,12,342
Value today
1.1×
Multiple
Staying invested through that crash turned ₹1L into ₹1,12,342 — a 1.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 5 years
Expense ratio drag on your actual returns
Direct plan
₹35,775
Regular plan
₹35,340
Direct earns ₹435 more on a ₹30K investment — 0.29% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.60
Sharpe Ratio
—
Alpha
—
Beta
-0.63
Sortino
1.27%
Std Dev
-0.74%
Max Drawdown
Portfolio Holdings
Top 26 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Kotak Mahindra Bank Ltd. (MD 12/02/2027)**# INE237AD6141 | 6.56% |
7.97% HDFC Bank Ltd. (MD 17/02/2033)** INE040A08914 | 4.69% |
7.57% Indian Railway Finance Corporation Ltd. (MD 18/04/2029)** INE053F08353 | 4.65% |
6.44% HDFC Bank Ltd. (MD 27/09/2028)** INE040A08401 | 4.52% |
7.12% Housing and Urban Development Corporation Ltd. (MD 26/12/2034)** INE031A08921 | 3.35% |
7.85% Power Finance Corporation Ltd. (MD 03/04/2028)** INE134E08JP5 | 2.34% |
7.74% Power Finance Corporation Ltd. (MD 29/01/2028)** INE134E08JI0 | 2.33% |
7.42% Power Finance Corporation Ltd. (MD 15/04/2028)** INE134E08NL6 | 2.32% |
7.56% India Infrastructure Finance Company Ltd. (MD 20/03/2028)** INE787H08188 | 2.32% |
6.95% REC Ltd. (MD 18/02/2028)** INE020B08GB8 | 2.30% |
7.15% Mindspace Business Parks Reit (MD 15/11/2030)** INE0CCU07173 | 2.28% |
6.87% REC Ltd. (MD 31/05/2030)** INE020B08FU0 | 2.27% |
ICICI Bank Ltd. (MD 12/02/2027)**# INE090AD6287 | 2.19% |
| Security | % NAV |
|---|---|
6.48% Government of India (MD 06/10/2035) IN0020250091 | 10.06% |
7.35% Export-Import Bank of India (MD 27/07/2028)** INE514E08GE8 | 6.96% |
Canara Bank (MD 03/06/2026)# INE476A16F60 | 6.88% |
7.48% National Bank for Agriculture and Rural Development (MD 15/09/2028) INE261F08EO7 | 4.17% |
7.62% National Bank for Agriculture and Rural Development (MD 10/05/2029) INE261F08EH1 | 3.49% |
7.47% Small Industries Development Bank of India (MD 05/09/2029) INE556F08KR0 | 3.47% |
7.68% Small Industries Development Bank of India (MD 10/08/2027)** INE556F08KP4 | 2.33% |
7.22% Export-Import Bank of India (MD 03/08/2027)** INE514E08FP6 | 2.32% |
7.54% Knowledge Realty Trust (MD 08/05/2029)** INE1JAR07028 | 2.31% |
6.79% Government of India (MD 07/10/2034) IN0020240126 | 2.28% |
Small Industries Development Bank of India (MD 18/02/2027)**# INE556F16CB4 | 2.18% |
7.59% National Housing Bank (MD 08/09/2027)** INE557F08FZ1 | 1.16% |
| Security | % NAV |
|---|---|
Corporate Debt Market Development Fund - Class A2# INF0RQ622028 | 0.64% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Mirae Asset Banking and PSU Fund - Regular Plan - Growth by Mirae Asset Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Mirae Asset Banking and PSU Fund - Regular Plan - Growth is a Banking & PSU Debt mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹43.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.81%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations