Mirae Asset ELSS Tax Saver Fund · Regular · Growth
NAV
₹51.1420
as of 13 Nov 2026
Expense Ratio
1.94%
AUM
₹26,128 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.37%
- 3Y
- +12.80%
- 5Y
- +9.45%
- Since Inception
- +16.19%
SIP returns (XIRR)
- 1Y
- +7.78%
- 3Y
- +7.15%
- 5Y
- +10.95%
- Since Inception
- +14.96%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,63,960 today — ₹6,00,000 invested, 14.4% XIRR.
₹6,00,000
Invested
₹12,63,960
Value today
14.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,42,826 today (16.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹31,64,302.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,63,960 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹64,101.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,20,783 today (4.21×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.04
Sharpe Ratio
+0.01
Alpha
0.97
Beta
-0.04
Sortino
13.27%
Std Dev
-15.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks25.60%
- Pharmaceuticals & Biotechnology8.93%
- Automobiles5.53%
- Telecom - Services5.10%
- Petroleum Products5.05%
- Retailing4.87%
- Insurance4.59%
- Transport Services4.39%
- Consumer Durables3.85%
- Non - Ferrous Metals3.62%
- IT - Software3.06%
- Auto Components3.05%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.8.77%
- 2Icici Bank Ltd.5.19%
- 3Laurus Labs Ltd.4.55%
- 4Reliance Industries Ltd.4.34%
- 5State Bank Of India4.09%
- 6Axis Bank Ltd.3.66%
- 7Bharti Airtel Ltd.3.60%
- 8Delhivery Ltd.2.41%
- 9Hindalco Industries Ltd.2.40%
- 10Sun Pharmaceutical Industries Ltd.2.34%
What this fund does
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹26,128 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.94%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C