Mirae Asset ELSS Tax Saver Fund · Regular · Growth
NAV
₹47.6550
as of 30 Sept 2026
Expense Ratio
1.96%
AUM
₹25,328 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.61%
- 3Y
- +9.91%
- 5Y
- +8.97%
- Since Inception
- +15.62%
SIP returns (XIRR)
- 1Y
- -5.68%
- 3Y
- +3.45%
- 5Y
- +8.55%
- Since Inception
- +14.03%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,87,396 today — ₹5,95,000 invested, 13.4% XIRR.
₹5,95,000
Invested
₹11,87,396
Value today
13.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,88,957 today (14.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹27,02,173.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,87,396 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹64,291.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,92,093 today (3.92×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.22
Sharpe Ratio
+0.02
Alpha
0.28
Beta
0.22
Sortino
13.59%
Std Dev
-15.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks25.80%
- Pharmaceuticals & Biotechnology9.22%
- Automobiles5.47%
- Petroleum Products5.40%
- Retailing4.43%
- Telecom - Services4.39%
- Insurance4.37%
- Transport Services4.04%
- Consumer Durables3.89%
- IT - Software3.85%
- Non - Ferrous Metals3.66%
- Auto Components3.44%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about Mirae Asset ELSS Tax Saver Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.8.43%
- 2Icici Bank Ltd.5.32%
- 3Reliance Industries Ltd.4.35%
- 4Laurus Labs Ltd.4.31%
- 5State Bank Of India4.03%
- 6Axis Bank Ltd.3.62%
- 7Pb Fintech Ltd.3.27%
- 8Bharti Airtel Ltd.2.74%
- 9Sun Pharmaceutical Industries Ltd.2.38%
- 10Delhivery Ltd.2.29%
What this fund does
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹25,328 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C