BANK OF INDIA ELSS Tax Saver -Regular Plan- Growth
₹160.7300
₹1.83 (-1.13%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹174.2500
₹1.98 (-1.12%)
29 May 2026
AMFI: 111709
Direct · Growth
₹₹189.1500
₹2.14 (-1.12%)
29 May 2026
AMFI: 119351
Regular · IDCW
₹₹30.9600
₹0.35 (-1.12%)
29 May 2026
AMFI: 111708
Direct · IDCW
₹₹75.5400
₹0.85 (-1.11%)
29 May 2026
AMFI: 119352
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,03,500
Invested
₹4,34,946
Value today
14.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹16,863
Value today
17.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,35,000
Withdrawn
₹1,25,13,613
Corpus left
+₹1,25,48,613 net gain — withdrew ₹10,35,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,02,54,241
Value today
+1.4%
vs lumpsum
STP beat direct lumpsum by 1.4% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹4,34,946
Benchmark
₹3,67,908
+₹67,038 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,95,812
Value today
4.0×
Multiple
Staying invested through that crash turned ₹1L into ₹3,95,812 — a 4.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,49,040
Regular plan
₹1,38,596
Direct earns ₹10,444 more on a ₹60K investment — 1.74% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.50
Sharpe Ratio
-0.07
Alpha
0.51
Beta
-0.46
Sortino
16.98%
Std Dev
-24.07%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
State Bank of India INE062A01020 | 4.45% |
Vedanta Limited INE205A01025 | 4.42% |
State Bank of India INE062A01020 | 4.29% |
Hindustan Aeronautics Limited INE066F01020 | 3.53% |
Bharti Airtel Limited INE397D01024 | 3.33% |
ICICI Bank Limited INE090A01021 | 3.21% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 3.19% |
Hindustan Aeronautics Limited INE066F01020 | 3.16% |
Bharti Airtel Limited INE397D01024 | 3.16% |
NTPC Limited INE733E01010 | 3.06% |
ICICI Bank Limited INE090A01021 | 3.02% |
HDFC Bank Limited INE040A01034 | 2.96% |
NTPC Limited INE733E01010 | 2.96% |
Acutaas Chemicals Limited INE00FF01025 | 2.90% |
Power Finance Corporation Limited INE134E01011 | 2.83% |
HDFC Bank Limited INE040A01034 | 2.81% |
UNO Minda Limited INE405E01023 | 2.71% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 2.65% |
Acutaas Chemicals Limited INE00FF01025 | 2.64% |
UNO Minda Limited INE405E01023 | 2.62% |
ITC Limited INE154A01025 | 2.56% |
HEG Limited INE545A01024 | 2.50% |
LG Electronics India Ltd INE324D01010 | 2.48% |
HEG Limited INE545A01024 | 2.46% |
LG Electronics India Ltd INE324D01010 | 2.46% |
Power Finance Corporation Limited INE134E01011 | 2.41% |
Reliance Industries Limited INE002A01018 | 2.40% |
Coromandel International Limited INE169A01031 | 2.38% |
Reliance Industries Limited INE002A01018 | 2.30% |
Indian Bank INE562A01011 | 2.28% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 2.23% |
Coromandel International Limited INE169A01031 | 2.22% |
Tata Steel Limited INE081A01020 | 2.11% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 2.07% |
Indian Bank INE562A01011 | 2.06% |
Dr. Reddy's Laboratories Limited INE089A01031 | 1.99% |
Balrampur Chini Mills Limited INE119A01028 | 1.99% |
Ambuja Cements Limited INE079A01024 | 1.97% |
Ambuja Cements Limited INE079A01024 | 1.96% |
National Aluminium Company Limited INE139A01034 | 1.94% |
Tata Motors Ltd INE1TAE01010 | 1.93% |
Dr. Reddy's Laboratories Limited INE089A01031 | 1.89% |
Balrampur Chini Mills Limited INE119A01028 | 1.88% |
Tata Steel Limited INE081A01020 | 1.88% |
Bharat Electronics Limited INE263A01024 | 1.84% |
Tata Motors Ltd INE1TAE01010 | 1.80% |
Bharat Electronics Limited INE263A01024 | 1.78% |
ITC Limited INE154A01025 | 1.76% |
Prudent Corporate Advisory Services Limited INE00F201020 | 1.74% |
| Security | % NAV |
|---|---|
Vedanta Aluminium Metal Limited ** INE1CDF01017 | 2.27% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
BANK OF INDIA ELSS Tax Saver -Regular Plan- Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
BANK OF INDIA ELSS Tax Saver -Regular Plan- Growth is a ELSS Tax Saver mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹1,358 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.09%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations