Motilal Oswal Nifty Bank Index Fund · Regular · Growth
NAV
₹20.3397
as of 14 Jul 2026
Expense Ratio
0.99%
AUM
₹109 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.92%
- 3Y
- +8.40%
- 5Y
- +9.61%
- Since Inception
- +10.92%
SIP returns (XIRR)
- 1Y
- +2.88%
- 3Y
- +7.32%
- 5Y
- +9.31%
- Since Inception
- +11.39%
What history actually did — last 6 years (Jul 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Jul 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,90,336 today — ₹3,60,000 invested, 10.4% XIRR.
₹3,60,000
Invested
₹4,90,336
Value today
10.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Jul 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,62,444 today (17.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2020 would still hold ₹21,34,108.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Jul 2020 – Jul 2026) (3 Jun 2024) would be ₹1,12,171 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.33
Sharpe Ratio
—
Alpha
—
Beta
0.34
Sortino
15.97%
Std Dev
-18.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks100.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Investment Objective
Motilal Oswal Nifty Bank Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
Motilal Oswal Nifty Bank Index Fund · Regular · Growth is a Index Fund mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANK INDEX- TRI. The current expense ratio is 0.99%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations