Motilal Oswal Nifty Bank Index Fund · Regular · Growth
NAV
₹19.2730
as of 28 Sept 2026
Expense Ratio
1.05%
AUM
₹644 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.31%
- 3Y
- +6.65%
- 5Y
- +7.37%
- Since Inception
- +9.74%
SIP returns (XIRR)
- 1Y
- -7.05%
- 3Y
- +2.78%
- 5Y
- +6.37%
- Since Inception
- +9.28%
What history actually did — last 7 years (Sept 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Sept 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,79,245 today — ₹4,20,000 invested, 9.1% XIRR.
₹4,20,000
Invested
₹5,79,245
Value today
9.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Sept 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,81,166 today (8.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2019 would still hold ₹12,32,416.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Sept 2019 – Sept 2026) (22 Mar 2020) would be ₹3,07,046 today (3.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.06
Sharpe Ratio
—
Alpha
—
Beta
0.06
Sortino
15.67%
Std Dev
-18.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks99.96%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
What this fund does
Motilal Oswal Nifty Bank Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
Motilal Oswal Nifty Bank Index Fund · Regular · Growth is a Index Fund mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹644 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANK INDEX- TRI. The current expense ratio is 1.05%.
Who Should Invest?
- •Cost-conscious investors who prefer passive investing with low expense ratios