Nippon India Banking and PSU Fund- Growth Plan- Growth Option
₹21.4622
₹0.02 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹21.4622
₹0.02 (+0.08%)
29 May 2026
AMFI: 134545
Direct · Growth
₹₹22.3526
₹0.02 (+0.09%)
29 May 2026
AMFI: 134547
Regular · IDCW
₹₹21.4622
₹0.02 (+0.08%)
29 May 2026
AMFI: 134548
Direct · IDCW
₹₹22.3526
₹0.02 (+0.09%)
29 May 2026
AMFI: 134555
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹66,000
Invested
₹91,370
Value today
6.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,143
Value today
7.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,60,000
Withdrawn
₹12,29,281
Corpus left
+₹8,89,281 net gain — withdrew ₹6,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,49,420
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,49,420 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,988
Regular plan
₹80,049
Direct earns ₹4,939 more on a ₹60K investment — 0.82% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
—
Alpha
—
Beta
-0.48
Sortino
1.35%
Std Dev
-0.72%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.68% National Bank For Agriculture and Rural Development INE261F08EG3 | 3.39% |
7.59% National Housing Bank** INE557F08FZ1 | 3.38% |
7.48% National Bank For Agriculture and Rural Development INE261F08EO7 | 2.99% |
7.47% Small Industries Dev Bank of India INE556F08KR0 | 2.50% |
7.26% Government of India IN0020220060 | 2.44% |
7.77% REC Limited INE020B08EH0 | 2.42% |
7.34% Small Industries Dev Bank of India** INE556F08KS8 | 2.40% |
7.57% Indian Railway Finance Corporation Limited** INE053F08353 | 2.32% |
7.7% Nuclear Power Corporation Of India Limited** INE206D08501 | 1.94% |
7.77% Power Finance Corporation Limited** INE134E08MJ2 | 1.94% |
7.85% Bharti Telecom Limited** INE403D08322 | 1.92% |
7.35% National Housing Bank INE557F08GD6 | 1.91% |
7.02% Power Grid Corporation of India Limited** INE752E08809 | 1.89% |
Bank of Baroda INE028A16LE0 | 1.82% |
7.56% Power Grid Corporation of India Limited** INE752E08692 | 1.76% |
8.54% REC Limited** INE020B08BE3 | 1.69% |
7.45% Export Import Bank of India** INE514E08GB4 | 1.45% |
182 Days Tbill IN002025Y321 | 1.44% |
91 Days Tbill IN002025X455 | 1.44% |
6.45% ICICI Bank Limited** INE090A08UE8 | 1.42% |
6.52% REC Limited** INE020B08FW6 | 1.42% |
7.55% Indian Railway Finance Corporation Limited** INE053F07BX7 | 1.35% |
6.67% National Bank For Financing Infrastructure And Development** INE0KUG08092 | 1.30% |
7.4% Power Grid Corporation of India Limited** INE752E08676 | 1.28% |
8.45% Indian Railway Finance Corporation Limited** INE053F07AY7 | 1.23% |
7.83% Small Industries Dev Bank of India** INE556F08KL3 | 1.16% |
7.86% HDFC Bank Limited INE040A08427 | 1.16% |
7.65% HDFC Bank Limited** INE040A08AK2 | 1.14% |
7.58% REC Limited** INE020B08FD6 | 0.97% |
7.55% REC Limited INE020B08EA5 | 0.97% |
7.59% National Housing Bank** INE557F08FY4 | 0.97% |
7.4% Export Import Bank of India** INE514E08GC2 | 0.96% |
7.49% Small Industries Dev Bank of India INE556F08KX8 | 0.96% |
7.37% Indian Railway Finance Corporation Limited** INE053F08411 | 0.96% |
7.22% Small Industries Dev Bank of India INE556F08LC0 | 0.96% |
7.31% State Government Securities IN3120250631 | 0.95% |
7.2% National Housing Bank** INE557F08GB0 | 0.95% |
6.74% Small Industries Dev Bank of India INE556F08LA4 | 0.95% |
6.67% ICICI Bank Limited** INE090A08UF5 | 0.94% |
6.59% Power Finance Corporation Limited** INE134E08NU7 | 0.93% |
Bank of Baroda** INE028A16KO1 | 0.92% |
Indian Railway Finance Corporation Limited** INE053F08536 | 0.92% |
Export Import Bank of India** INE514E14TC3 | 0.91% |
Punjab National Bank INE160A16UD4 | 0.91% |
National Bank For Agriculture and Rural Development** INE261F16AD1 | 0.91% |
Canara Bank** INE476A16H43 | 0.90% |
HDFC Bank Limited INE040A16IZ6 | 0.90% |
| Security | % NAV |
|---|---|
Power Finance Corporation Limited** INE134E07AP6 | 1.54% |
Shivshakti Securitisation Trust** INE2I7G15010 | 0.95% |
Siddhivinayak Securitisation Trust** INE2I7F15012 | 0.95% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Nippon India Banking and PSU Fund- Growth Plan- Growth Option by Nippon India Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Nippon India Banking and PSU Fund- Growth Plan- Growth Option is a Banking & PSU Debt mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹5,365 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL BANKING AND PSU DEBT A-II INDEX. The current expense ratio is 0.78%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations