Nippon India Credit Risk Fund · Regular · Growth
NAV
₹37.5255
as of 16 Jun 2026
Expense Ratio
1.48%
AUM
₹1,043 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.42%
- 3Y
- +8.16%
- 5Y
- +8.42%
- Since Inception
- +6.49%
SIP returns (XIRR)
- 1Y
- +7.48%
- 3Y
- +8.21%
- 5Y
- +7.91%
- Since Inception
- +6.55%
Returns calculated from 30 September 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,26,000
Invested
₹2,63,258
Value today
6.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,743
Value today
6.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,60,000
Withdrawn
₹11,10,450
Corpus left
+₹13,70,450 net gain — withdrew ₹12,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,67,196
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,67,196 — a 1.7× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised2.16
Sharpe Ratio
—
Alpha
—
Beta
2.64
Sortino
0.97%
Std Dev
-0.40%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.02% Government Of India7.13%
- 2Bank Of Baroda4.67%
- 38.44% Renew Solar Energy (Jharkhand Five) Private Ltd**4.35%
- 410.4% Muthoot Fincorp Ltd**4.13%
- 59.25% Truhome Finance Limited**3.83%
- 610.2% Navi Finserv Limited3.76%
- 710.96% Gaursons India Private Limited**3.74%
- 89.75% Delhi International Airport Limited**3.37%
- 99.5% Vedanta Limited**3.33%
- 109.95% Hiranandani Financial Services Private Limited**3.29%
Investment Objective
Nippon India Credit Risk Fund · Regular · Growth by Nippon India Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Nippon India Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹1,043 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL CREDIT RISK DEBT B-II INDEX. The current expense ratio is 1.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations