Nippon India Ultra Short to Short Term Fund · Regular · Growth
NAV
₹4024.1335
as of 30 Sept 2026
Expense Ratio
0.99%
AUM
₹9,186 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.73%
- 3Y
- +6.83%
- 5Y
- +6.11%
- Since Inception
- +7.39%
SIP returns (XIRR)
- 1Y
- +5.83%
- 3Y
- +6.55%
- 5Y
- +6.54%
- Since Inception
- +6.94%
Returns calculated from 23 October 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,46,596 today — ₹2,95,000 invested, 6.6% XIRR.
₹2,95,000
Invested
₹3,46,596
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,34,422 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹9,97,629.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,16,376 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.16
Sharpe Ratio
—
Alpha
—
Beta
0.17
Sortino
0.60%
Std Dev
-0.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited**5.18%
- 2182 Days Tbill3.46%
- 36.6% Rec Limited**2.63%
- 47.55% Poonawalla Fincorp Limited2.52%
- 5Radhakrishna Securitisation Trust**2.45%
- 66.73% Power Finance Corporation Limited**2.19%
- 78% Tata Capital Housing Finance Limited1.89%
- 87.9% Truhome Finance Limited**1.86%
- 97.48% National Bank For Agriculture And Rural Development1.82%
- 10Liquid Gold Series**1.73%
What this fund does
Nippon India Ultra Short to Short Term Fund · Regular · Growth by Nippon India Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
Nippon India Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹9,186 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LOW DURATION DEBT A-I INDEX. The current expense ratio is 0.99%.