Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansNippon India Retirement Fund - Income Generation Scheme · Direct · Growth
NAV
₹22.9115
as of 30 Sept 2026
Expense Ratio
0.98%
Lumpsum returns (CAGR)
- 1Y
- -0.07%
- 3Y
- +6.20%
- 5Y
- +5.88%
- Since Inception
- +7.38%
SIP returns (XIRR)
- 1Y
- -0.89%
- 3Y
- +3.04%
- 5Y
- +5.52%
- Since Inception
- +7.01%
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks7.95%
- Petroleum Products1.61%
- Auto Components1.38%
- Construction1.34%
- IT - Software1.23%
- Consumer Durables1.11%
- Power1.09%
- Retailing0.99%
- Automobiles0.92%
- Industrial Products0.71%
- Insurance0.43%
- Aerospace & Defense0.40%
Each sector links to the mutual funds most exposed to it.
Thinking about Nippon India Retirement Fund - Income Generation Scheme · Direct · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with NIPPON INDIA RETIREMENT FUND - INCOME GENERATION SCHEME - IDCW Option
- 17.06% Government Of India30.55%
- 26.68% Government Of India16.89%
- 38.13% Government Of India15.89%
- 48.17% Government Of India4.90%
- 56.94% Government Of India3.50%
- 6Icici Bank Limited3.05%
- 7State Bank Of India2.23%
- 88.3% Government Of India1.65%
- 9Reliance Industries Limited1.61%
- 10Hdfc Bank Limited1.49%
What this fund does
Nippon India Retirement Fund - Income Generation Scheme · Direct · Growth by Nippon India Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Nippon India Retirement Fund - Income Generation Scheme · Direct · Growth is a Retirement Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 11 years. The current expense ratio is 0.98%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach