Nippon India Short Term Fund · Regular · Growth
NAV
₹56.2587
as of 30 Sept 2026
Expense Ratio
0.95%
AUM
₹7,205 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.87%
- 3Y
- +7.02%
- 5Y
- +5.98%
- Since Inception
- +7.53%
SIP returns (XIRR)
- 1Y
- +4.73%
- 3Y
- +6.38%
- 5Y
- +6.50%
- Since Inception
- +7.44%
Returns calculated from 31 October 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,26,125 today — ₹5,95,000 invested, 6.5% XIRR.
₹5,95,000
Invested
₹8,26,125
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,392 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,57,793.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,51,691 today (1.52×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.23
Sharpe Ratio
—
Alpha
—
Beta
-0.24
Sortino
1.22%
Std Dev
-0.60%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Shivshakti Securitisation Trust**3.33%
- 2Siddhivinayak Securitisation Trust**2.98%
- 38.97% Government Of India2.49%
- 47.54% Knowledge Realty Trust**2.43%
- 57.35% Export Import Bank Of India**2.29%
- 6Small Industries Dev Bank Of India**2.28%
- 78.54% Rec Limited**2.03%
- 86.92% Indian Railway Finance Corporation Limited**1.79%
- 97.83% Small Industries Dev Bank Of India**1.76%
- 108.37% Rec Limited**1.63%
What this fund does
Nippon India Short Term Fund · Regular · Growth by Nippon India Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
Nippon India Short Term Fund · Regular · Growth is a Short Term mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹7,205 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL SHORT DURATION DEBT A-II INDEX. The current expense ratio is 0.95%.