Nj Overnight Fund · Regular · Growth
NAV
₹1272.7373
as of 29 Sept 2026
Expense Ratio
0.17%
AUM
₹372 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.09%
- 3Y
- +5.88%
- 5Y
- —
- Since Inception
- +5.97%
SIP returns (XIRR)
- 1Y
- +5.05%
- 3Y
- +5.54%
- 5Y
- —
- Since Inception
- +5.74%
What history actually did — last 4 years (Oct 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,62,655 today — ₹2,35,000 invested, 5.7% XIRR.
₹2,35,000
Invested
₹2,62,655
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,26,142 today (6.0% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Oct 2022 – Sept 2026) (3 Jun 2024) would be ₹1,13,599 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-39.81
Sharpe Ratio
—
Alpha
—
Beta
-14.60
Sortino
0.07%
Std Dev
0.00%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Nj Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry very low credit and interest rate risk, with returns typically close to short-term money market rates.
About This Fund
Nj Overnight Fund · Regular · Growth is a Overnight mutual fund offered by NJ Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹372 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 1D Rate Index. The current expense ratio is 0.17%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods