PGIM India Balanced Advantage Fund · Regular · Growth
NAV
₹15.4200
as of 13 Nov 2026
Expense Ratio
2.48%
AUM
₹741 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.22%
- 3Y
- +7.22%
- 5Y
- +6.08%
- Since Inception
- +7.79%
SIP returns (XIRR)
- 1Y
- +5.43%
- 3Y
- +3.92%
- 5Y
- +6.11%
- Since Inception
- +6.38%
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,47,931 today — ₹3,00,000 invested, 6.0% XIRR.
₹3,00,000
Invested
₹3,47,931
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,34,321 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹9,95,275.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,14,307 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.50
Sharpe Ratio
—
Alpha
—
Beta
-0.50
Sortino
9.27%
Std Dev
-11.13%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks17.63%
- IT - Software5.60%
- Petroleum Products4.92%
- Automobiles4.15%
- Retailing4.08%
- Pharmaceuticals & Biotechnology4.04%
- Finance3.39%
- Telecom - Services3.21%
- Power2.55%
- Chemicals & Petrochemicals2.51%
- Consumer Durables2.26%
- Auto Components2.23%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.5.91%
- 2Hdfc Bank Ltd.5.41%
- 3Reliance Industries Ltd.4.07%
- 4Bharti Airtel Ltd.3.21%
- 57.18% Government Of India2.65%
- 6State Bank Of India2.40%
- 7Muthoot Finance Ltd. **2.13%
- 8Infosys Ltd.1.88%
- 9Larsen & Toubro Ltd.1.85%
- 10Bajaj Finance Ltd.1.84%
What this fund does
PGIM India Balanced Advantage Fund · Regular · Growth by PGIM India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
PGIM India Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹741 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 Moderate Index. The current expense ratio is 2.48%.