PGIM India Dynamic Term Fund · Regular · Growth
NAV
₹2692.0487
as of 29 Sept 2026
Expense Ratio
1.68%
AUM
₹83 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.94%
- 3Y
- +5.60%
- 5Y
- +4.74%
- Since Inception
- +6.96%
SIP returns (XIRR)
- 1Y
- +1.98%
- 3Y
- +4.07%
- 5Y
- +4.88%
- Since Inception
- +6.27%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,90,884 today — ₹6,00,000 invested, 5.4% XIRR.
₹6,00,000
Invested
₹7,90,884
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,80,741 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,16,524.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,39,816 today (1.40×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.58
Sharpe Ratio
—
Alpha
—
Beta
-1.57
Sortino
2.37%
Std Dev
-2.18%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.59% Power Finance Corporation Ltd. **9.08%
- 2Hdfc Securities Ltd. **8.79%
- 36.65% Indian Railway Finance Corporation Ltd. **6.73%
- 4Canara Bank ** #6.12%
- 56.7% Rec Ltd.6.11%
- 66.94% Government Of India5.65%
- 77.18% Government Of India5.10%
- 87.24% Government Of India4.39%
- 96.9% Government Of India3.99%
- 108.01% Rec Ltd. **3.17%
What this fund does
PGIM India Dynamic Term Fund · Regular · Growth by PGIM India Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
PGIM India Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹83.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.68%.