PGIM India Retirement Fund - Regular Plan - Growth Option
₹11.6100
₹0.15 (-1.28%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹11.6100
₹0.15 (-1.28%)
29 May 2026
AMFI: 152538
Direct · Growth
₹₹12.0200
₹0.15 (-1.23%)
29 May 2026
AMFI: 152537
Regular · IDCW
₹₹11.6100
₹0.15 (-1.28%)
29 May 2026
AMFI: 152540
Direct · IDCW
₹₹12.0200
₹0.15 (-1.23%)
29 May 2026
AMFI: 152539
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹12,500
Invested
₹12,699
Value today
1.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,161
Value today
7.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,47,581
Value today
-7.0%
vs lumpsum
Direct lumpsum would have beaten STP by 7.0% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹12,699
Benchmark
₹12,215
+₹484 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹12,925
Regular plan
₹12,699
Direct earns ₹226 more on a ₹12K investment — 0.94% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.35
Sharpe Ratio
-0.02
Alpha
0.46
Beta
-0.34
Sortino
14.46%
Std Dev
-16.03%
Max Drawdown
Portfolio Holdings
Performance Comparison
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Investment Objective
PGIM India Retirement Fund - Regular Plan - Growth Option by PGIM India Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
PGIM India Retirement Fund - Regular Plan - Growth Option is a Retirement Fund mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹93.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 2.33%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations