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Dynamic Asset Allocation📊 NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX

SBI Balanced Advantage Fund · Regular · Growth

SBI Mutual Fund

#9 of 35 (1Y)

NAV

₹16.1475

as of 03 Aug 2026

Expense Ratio

1.54%

AUM

₹40,549 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+6.45%
3Y
+10.55%
5Y
Since Inception
+10.11%

SIP returns (XIRR)

1Y
+5.80%
3Y
+7.52%
5Y
Since Inception
+10.07%

Returns calculated from 12 August 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 3 years (Aug 2023 – Aug 2026)

A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Aug 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹1,94,441 today ₹1,75,000 invested, 7.2% XIRR.

₹1,75,000

Invested

₹1,94,441

Value today

7.2%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Aug 2026)

Real NAV backtest

₹1,00,000 invested 3 years ago would be ₹1,35,070 today (10.6% CAGR).

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Aug 2026) (3 Jun 2024) would be ₹1,13,422 today (1.13×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

0.26

Sharpe Ratio

Alpha

Beta

0.26

Sortino

7.49%

Std Dev

-7.58%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Jun 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseSBI Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX
Launch Date12 Aug 2021
AMFI Code149132
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹250
Exit LoadNIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of the units (the limit) purchased or switched on or before 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from anotherscheme of the Fund are redeemed or switched out in excess of the limit on or before 1 year from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Jun 2026
Holding% NAV
  1. 1Reliance Industries Ltd.4.56%
  2. 2Hdfc Bank Ltd.4.05%
  3. 3Icici Bank Ltd.3.63%
  4. 4Treps2.69%
  5. 5Larsen & Toubro Ltd.2.65%
  6. 6Gail (India) Ltd.2.52%
  7. 7364 Day T-Bill 04.03.271.97%
  8. 8Axis Bank Ltd.1.93%
  9. 9Tata Motors Passenger Vehicles Ltd.1.91%
  10. 10Tech Mahindra Ltd.1.86%
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Investment Objective

SBI Balanced Advantage Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

SBI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by SBI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹40,549 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX. The current expense ratio is 1.54%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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