SBI Balanced Advantage Fund · Regular · Growth
NAV
₹15.3925
as of 30 Sept 2026
Expense Ratio
1.67%
AUM
₹40,683 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.57%
- 3Y
- +8.23%
- 5Y
- +8.64%
- Since Inception
- +8.86%
SIP returns (XIRR)
- 1Y
- -3.82%
- 3Y
- +3.55%
- 5Y
- +7.60%
- Since Inception
- +7.64%
Returns calculated from 12 August 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,54,426 today — ₹2,95,000 invested, 7.5% XIRR.
₹2,95,000
Invested
₹3,54,426
Value today
7.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,51,340 today (8.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹11,58,975.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,08,118 today (1.08×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
—
Alpha
—
Beta
-0.55
Sortino
7.10%
Std Dev
-7.58%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks15.59%
- Power4.90%
- Petroleum Products4.68%
- Pharmaceuticals & Biotechnology4.46%
- IT - Software4.23%
- Automobiles3.86%
- Finance3.34%
- Telecom - Services3.32%
- Gas2.91%
- Retailing2.85%
- Construction2.55%
- Ferrous Metals1.78%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd.4.42%
- 2Icici Bank Ltd.3.82%
- 3Hdfc Bank Ltd.3.57%
- 4Gail (India) Ltd.2.56%
- 5Larsen & Toubro Ltd.2.55%
- 6Tech Mahindra Ltd.2.14%
- 7364 Day T-Bill 04.03.271.98%
- 8Indus Towers Ltd.1.95%
- 9Axis Bank Ltd.1.85%
- 10Punjab National Bank1.82%
What this fund does
SBI Balanced Advantage Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
SBI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹40,683 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX. The current expense ratio is 1.67%.