SBI Balanced Advantage Fund · Regular · Growth
NAV
₹15.9727
as of 13 Nov 2026
Expense Ratio
1.66%
AUM
₹41,731 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.37%
- 3Y
- +9.59%
- 5Y
- +9.18%
- Since Inception
- +9.42%
SIP returns (XIRR)
- 1Y
- +2.57%
- 3Y
- +5.18%
- 5Y
- +8.65%
- Since Inception
- +8.71%
Returns calculated from 12 August 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,70,250 today — ₹3,00,000 invested, 8.6% XIRR.
₹3,00,000
Invested
₹3,70,250
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,55,105 today (9.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹11,80,799.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,15,441 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
—
Alpha
—
Beta
-0.38
Sortino
7.18%
Std Dev
-7.58%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks15.91%
- Power4.89%
- Petroleum Products4.50%
- Pharmaceuticals & Biotechnology4.25%
- IT - Software4.02%
- Retailing3.75%
- Automobiles3.59%
- Telecom - Services3.29%
- Finance2.99%
- Gas2.88%
- Insurance2.62%
- Construction2.44%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd.4.24%
- 2Hdfc Bank Ltd.3.68%
- 3Icici Bank Ltd.3.58%
- 4Gail (India) Ltd.2.54%
- 5Larsen & Toubro Ltd.2.44%
- 6Tech Mahindra Ltd.2.06%
- 7364 Day T-Bill 04.03.272.05%
- 8Indus Towers Ltd.1.93%
- 9Punjab National Bank1.86%
- 10Tata Steel Ltd.1.84%
What this fund does
SBI Balanced Advantage Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
SBI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹41,731 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX. The current expense ratio is 1.66%.