SBI Banking and PSU Fund · Direct · Growth
NAV
₹3482.7688
as of 17 Jun 2026
Expense Ratio
—
see scheme documents
AUM
₹2,803 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.82%
- 3Y
- +7.18%
- 5Y
- +6.11%
- Since Inception
- +7.76%
SIP returns (XIRR)
- 1Y
- +5.12%
- 3Y
- +6.90%
- 5Y
- +6.77%
- Since Inception
- +7.40%
Returns calculated from 31 December 2010 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,00,000
Withdrawn
₹15,57,427
Corpus left
+₹15,57,427 net gain — withdrew ₹10,00,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,51,263
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,51,263 — a 1.5× return
Read: Staying invested through crashesPerformance Comparison
Thinking about SBI Banking and PSU Fund · Direct · Growth?
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with SBI BANKING & PSU FUND - Regular Paln - Growth
- 1Punjab National Bank5.69%
- 2Hdfc Bank Ltd.5.65%
- 3Bank Of Baroda5.06%
- 4Union Bank Of India5.02%
- 5Power Grid Corporation Of India Ltd.4.91%
- 6Ongc Petro Additions Ltd.4.68%
- 7Gail (India) Ltd.4.67%
- 8India Infrastructure Finance Company Ltd.3.88%
- 9Canara Bank3.77%
- 106.68% Cgl 20403.77%
Investment Objective
SBI Banking and PSU Fund · Direct · Growth by SBI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SBI Banking and PSU Fund · Direct · Growth is a Banking & PSU Debt mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹2,803 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations