SBI Banking and PSU Fund · Regular · Growth
NAV
₹3265.0945
as of 17 Jun 2026
Expense Ratio
0.44%
AUM
₹1,234 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.42%
- 3Y
- +6.72%
- 5Y
- +5.63%
- Since Inception
- +7.35%
SIP returns (XIRR)
- 1Y
- +4.72%
- 3Y
- +6.46%
- 5Y
- +6.31%
- Since Inception
- +7.05%
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,00,000
Invested
₹1,85,575
Value today
7.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,286
Value today
7.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,00,000
Withdrawn
₹14,01,552
Corpus left
+₹14,01,552 net gain — withdrew ₹10,00,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,47,072
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,47,072 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.12
Sharpe Ratio
—
Alpha
—
Beta
0.13
Sortino
1.16%
Std Dev
-0.62%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Punjab National Bank5.69%
- 2Hdfc Bank Ltd.5.65%
- 3Bank Of Baroda5.06%
- 4Union Bank Of India5.02%
- 5Power Grid Corporation Of India Ltd.4.91%
- 6Ongc Petro Additions Ltd.4.68%
- 7Gail (India) Ltd.4.67%
- 8India Infrastructure Finance Company Ltd.3.88%
- 9Canara Bank3.77%
- 106.68% Cgl 20403.77%
Investment Objective
SBI Banking and PSU Fund · Regular · Growth by SBI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SBI Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹1,234 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II. The current expense ratio is 0.44%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations