SBI Banking and PSU Fund · Regular · Growth
NAV
₹3309.6016
as of 30 Sept 2026
Expense Ratio
0.44%
AUM
₹3,891 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.68%
- 3Y
- +6.67%
- 5Y
- +5.66%
- Since Inception
- +7.31%
SIP returns (XIRR)
- 1Y
- +4.78%
- 3Y
- +6.11%
- 5Y
- +6.21%
- Since Inception
- +6.99%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,515 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,17,515
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,89,269 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,75,177.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,434 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.90
Sharpe Ratio
—
Alpha
—
Beta
-0.90
Sortino
1.15%
Std Dev
-0.62%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Cgl 20366.20%
- 2Small Industries Development Bank Of India4.89%
- 3Canara Bank4.88%
- 4Power Grid Corporation Of India Ltd.4.76%
- 57.74% State Government Of Tamil Nadu 20364.68%
- 6Ongc Petro Additions Ltd.4.53%
- 7Gail (India) Ltd.4.52%
- 8Housing And Urban Development Corporation Ltd.4.50%
- 9National Bank For Agriculture And Rural Development4.33%
- 10India Infrastructure Finance Company Ltd.3.81%
What this fund does
SBI Banking and PSU Fund · Regular · Growth by SBI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SBI Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹3,891 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II. The current expense ratio is 0.44%.