SBI BANKING & PSU FUND - Regular Paln - Growth
₹3233.4797
₹1.13 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3233.4797
₹1.13 (+0.03%)
31 May 2026
AMFI: 125498
Direct · Growth
₹₹3448.4768
₹1.27 (+0.04%)
31 May 2026
AMFI: 125503
Regular · IDCW
₹₹1475.2032
₹0.51 (+0.03%)
31 May 2026
AMFI: 125499
Direct · IDCW
₹₹1300.4635
₹0.48 (+0.04%)
31 May 2026
AMFI: 125505
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹99,500
Invested
₹1,83,718
Value today
7.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,167
Value today
7.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,95,000
Withdrawn
₹13,96,301
Corpus left
+₹13,91,301 net gain — withdrew ₹9,95,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,997
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,997 — a 1.5× return
Read: Staying invested through crashesFund Details
Risk Metrics
Trailing 1 year, annualised-0.31
Sharpe Ratio
—
Alpha
—
Beta
-0.34
Sortino
1.15%
Std Dev
-0.62%
Max Drawdown
Portfolio Holdings
Top 44 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Punjab National Bank INE160A16UD4 | 569.00% |
HDFC Bank Ltd. INE040A16IZ6 | 565.00% |
Bank of Baroda INE028A16LG5 | 506.00% |
Union Bank of India INE692A16LS3 | 502.00% |
Power Grid Corporation of India Ltd. INE752E08726 | 491.00% |
ONGC Petro Additions Ltd. INE163N08289 | 468.00% |
GAIL (India) Ltd. INE129A08014 | 467.00% |
India Infrastructure Finance Company Ltd. INE787H08212 | 388.00% |
Canara Bank INE476A16H43 | 377.00% |
6.68% CGL 2040 IN0020250042 | 377.00% |
National Highways Infra Trust INE0H7R07058 | 339.00% |
Power Finance Corporation Ltd. INE134E08OC3 | 331.00% |
Equitas Small Finance Bank Ltd. INE063P16BB2 | 324.00% |
6.90% CGL 2065 IN0020250018 | 314.00% |
ONGC Petro Additions Ltd. INE163N08263 | 267.00% |
HDFC Bank Ltd. INE040A16HR5 | 260.00% |
National Bank for Agriculture and Rural Development INE261F08EI9 | 254.00% |
Canara Bank INE476A16H84 | 251.00% |
National Bank for Agriculture and Rural Development INE261F16AQ3 | 251.00% |
Punjab National Bank( Tier II Bond under Basel III ) INE160A08191 | 250.00% |
TREPS | 233.00% |
National Bank for Agriculture and Rural Development INE261F08EK5 | 213.00% |
7.75% State Government of Tamil Nadu 2032 IN3120220113 | 203.00% |
REC Ltd. INE020B08EH0 | 201.00% |
Small Industries Development Bank of India INE556F08KK5 | 201.00% |
AU Small Finance Bank Ltd. INE949L16DW3 | 195.00% |
Small Industries Development Bank of India INE556F08KM1 | 134.00% |
Power Finance Corporation Ltd. INE134E08MT1 | 134.00% |
8.04% State Government of West Bengal 2056 IN3420250505 | 107.00% |
Small Industries Development Bank of India INE556F08KN9 | 94.00% |
NHPC Ltd. INE848E07AV9 | 88.00% |
Power Grid Corporation of India Ltd. INE752E08742 | 75.00% |
NHPC Ltd. INE848E07AQ9 | 67.00% |
REC Ltd. INE020B08EA5 | 67.00% |
Small Industries Development Bank of India INE556F08KI9 | 67.00% |
Nuclear Power Corporation of India Ltd. INE206D08428 | 66.00% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 66.00% |
Axis Bank Ltd. INE238AD6CD7 | 65.00% |
6.48% CGL 2035 IN0020250091 | 64.00% |
Canara Bank( AT1 Bond Under Basel III ) INE476A08225 | 27.00% |
Net Receivable / Payable | 23.00% |
Power Grid Corporation of India Ltd. INE752E07KA6 | 14.00% |
NHPC Ltd. INE848E07AW7 | 5.00% |
| Security | % NAV |
|---|---|
Corporate Debt Market Development Fund-A2 INF0RQ622028 | 40.00% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
SBI BANKING & PSU FUND - Regular Paln - Growth by SBI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SBI BANKING & PSU FUND - Regular Paln - Growth is a Banking & PSU Debt mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹1,234 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II. The current expense ratio is 0.44%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations