SBI Comma Fund · Regular · Growth
NAV
₹114.1786
as of 29 Sept 2026
Expense Ratio
2.28%
AUM
₹1,088 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.42%
- 3Y
- +13.95%
- 5Y
- +9.50%
- Since Inception
- +12.21%
SIP returns (XIRR)
- 1Y
- +4.68%
- 3Y
- +9.02%
- 5Y
- +11.91%
- Since Inception
- +12.05%
Returns calculated from 08 August 2005 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,97,498 today — ₹6,00,000 invested, 14.8% XIRR.
₹6,00,000
Invested
₹12,97,498
Value today
14.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,82,705 today (14.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹25,29,555.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,97,498 in this fund vs ₹11,24,556 in the benchmark — outperformance of ₹1,54,867.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹4,42,518 today (4.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.40
Sharpe Ratio
+0.10
Alpha
0.20
Beta
0.39
Sortino
14.05%
Std Dev
-9.90%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Ferrous Metals16.46%
- Chemicals & Petrochemicals13.87%
- Power8.78%
- Cement & Cement Products8.49%
- Textiles & Apparels8.40%
- Oil7.32%
- Fertilizers & Agrochemicals5.97%
- Non - Ferrous Metals5.56%
- Petroleum Products5.35%
- Industrial Products3.96%
- Agricultural Food & other Products3.14%
- Minerals & Mining2.94%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Sudeep Pharma Ltd.6.73%
- 2Tata Steel Ltd.6.38%
- 3Jsw Steel Ltd.5.29%
- 4Oil & Natural Gas Corporation Ltd.4.25%
- 5Cesc Ltd.3.75%
- 6Gokaldas Exports Ltd.3.69%
- 7Arvind Ltd.3.42%
- 8Ultratech Cement Ltd.3.15%
- 9Oil India Ltd.3.07%
- 10Nmdc Ltd.2.94%
What this fund does
SBI Comma Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI Comma Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹1,088 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY COMMODITIES TRI. The current expense ratio is 2.28%.