SBI Comma Fund · Regular · Growth
NAV
₹116.0822
as of 31 Jul 2026
Expense Ratio
2.34%
AUM
₹931 Cr
Lumpsum returns (CAGR)
- 1Y
- +12.08%
- 3Y
- +16.93%
- 5Y
- +10.71%
- Since Inception
- +12.40%
SIP returns (XIRR)
- 1Y
- +11.28%
- 3Y
- +12.06%
- 5Y
- +13.24%
- Since Inception
- +12.32%
Returns calculated from 08 August 2005 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,29,579 today — ₹5,95,000 invested, 15.6% XIRR.
₹5,95,000
Invested
₹13,29,579
Value today
15.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,16,574 today (15.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹28,36,165.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,29,579 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹1,12,172.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,49,896 today (4.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.89
Sharpe Ratio
+0.19
Alpha
0.27
Beta
0.84
Sortino
15.41%
Std Dev
-9.90%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Ferrous Metals18.73%
- Power10.58%
- Cement & Cement Products9.28%
- Textiles & Apparels8.02%
- Oil7.57%
- Chemicals & Petrochemicals5.97%
- Petroleum Products5.94%
- Non - Ferrous Metals4.80%
- Agricultural Food & other Products4.53%
- Fertilizers & Agrochemicals4.16%
- Industrial Products4.15%
- Minerals & Mining3.06%
Each sector links to the mutual funds most exposed to it.
Thinking about SBI Comma Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Tata Steel Ltd.6.99%
- 2Treps5.69%
- 3Jsw Steel Ltd.5.33%
- 4Cesc Ltd.4.65%
- 5Oil & Natural Gas Corporation Ltd.4.63%
- 6Gokaldas Exports Ltd.4.14%
- 7Arvind Ltd.3.88%
- 8Steel Authority Of India Ltd.3.54%
- 9Ultratech Cement Ltd.3.33%
- 10Balrampur Chini Mills Ltd.3.14%
Investment Objective
SBI Comma Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI Comma Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹931 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY COMMODITIES TRI. The current expense ratio is 2.34%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations