SBI Dynamic Bond Fund · Regular · Growth
NAV
₹37.1211
as of 17 Jun 2026
Expense Ratio
1.35%
AUM
₹4,173 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.81%
- 3Y
- +6.49%
- 5Y
- +5.93%
- Since Inception
- +6.00%
SIP returns (XIRR)
- 1Y
- +4.83%
- 3Y
- +6.05%
- 5Y
- +6.37%
- Since Inception
- +6.93%
Returns calculated from 13 January 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,35,000
Invested
₹3,14,475
Value today
6.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹18,518
Value today
6.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,50,000
Withdrawn
₹5,58,815
Corpus left
+₹9,08,815 net gain — withdrew ₹13,50,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,614
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,614 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.34
Sharpe Ratio
—
Alpha
—
Beta
-0.35
Sortino
2.00%
Std Dev
-1.78%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.47% State Government Of Karnataka 203610.72%
- 2Hdfc Bank Ltd.8.61%
- 3Union Bank Of India8.61%
- 4Small Industries Development Bank Of India8.59%
- 57.66% State Government Of Kerala 20396.83%
- 6Treps6.65%
- 7Canara Bank6.16%
- 8Summit Digitel Infrastructure Pvt. Ltd.4.05%
- 97.58% State Government Of West Bengal 20423.82%
- 10National Bank For Agriculture And Rural Development3.69%
Investment Objective
SBI Dynamic Bond Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
SBI Dynamic Bond Fund · Regular · Growth is a Dynamic Bond mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹4,173 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL DYNAMIC BOND A-III INDEX. The current expense ratio is 1.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations