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Floater Fundregulargrowth📊 NIFTY SHORT DURATION DEBT INDEX A-II

SBI Floating Rate Debt Fund - Regular Plan - Growth

SBI Mutual Fund

#1 of 13 (1Y)

₹13.9593

0.00 (+0.02%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹13.9593

0.00 (+0.02%)

31 May 2026

AMFI: 148543

Direct · Growth

₹₹14.1071

0.00 (+0.02%)

31 May 2026

AMFI: 148550

Regular · IDCW

₹₹13.9603

0.00 (+0.02%)

31 May 2026

AMFI: 148546

Direct · IDCW

₹₹14.1075

0.00 (+0.02%)

31 May 2026

AMFI: 148549

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.04%
1 Month+0.47%
3 Months+1.50%
6 Months+2.73%
1 Year+5.50%
3 Years (CAGR)+7.44%
5 Years (CAGR)+6.37%
10 Years (CAGR)
Since Inception (Oct 2020)+6.13%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+5.46%
3 Year SIP+6.97%
5 Year SIP+6.90%
Since Inception (Oct 2020)+6.74%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹33,500

Invested

₹40,424

Value today

6.7%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹6,980

Value today

6.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,35,000

Withdrawn

₹9,91,694

Corpus left

+₹3,26,694 net gain — withdrew ₹3,35,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,14,222

Value today

1.1×

Multiple

Staying invested through that crash turned ₹1L into ₹1,14,222 — a 1.1× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 5 years

Expense ratio drag on your actual returns

Direct plan

₹36,469

Regular plan

₹36,294

Direct earns ₹175 more on a ₹30K investment0.12% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseSBI Mutual Fund
CategoryFloater Fund
Plan Typeregular
Optiongrowth
AUM₹717 Cr
Expense Ratio0.40%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkNIFTY SHORT DURATION DEBT INDEX A-II
Launch Date06 Oct 2020
AMFI Code148543

Risk Metrics

Trailing 1 year, annualised

0.40

Sharpe Ratio

Alpha

Beta

0.43

Sortino

1.00%

Std Dev

-0.58%

Max Drawdown

Portfolio Holdings

Top 30 holdings · as of Mar 2026

Debt28 holdings · 19833.0%
Security% NAV

TREPS

2177.00%

7.02% CGL 2031

IN0020240076

2123.00%

7.02% CGL 2031

IN0020240076

2096.00%

TREPS

1839.00%

7.36% State Government of Karnataka 2034

IN1920230316

1007.00%

7.36% State Government of Karnataka 2034

IN1920230316

989.00%

7.44% State Government of Rajasthan 2033

IN2920250395

895.00%

7.44% State Government of Rajasthan 2033

IN2920250395

880.00%

7.57% State Government of Gujarat 2031

IN1520220188

735.00%

7.57% State Government of Gujarat 2031

IN1520220188

725.00%

6.68% CGL 2040

IN0020250042

676.00%

7.00% State Government of Tamil Nadu 2031

IN3120210163

645.00%

7.00% State Government of Tamil Nadu 2031

IN3120210163

636.00%

7.87% State Government of Sikkim 2036

IN3020250079

478.00%

7.87% State Government of Sikkim 2036

IN3020250079

471.00%

Aditya Birla Housing Finance Ltd.

INE831R07607

433.00%

Aditya Birla Housing Finance Ltd.

INE831R07607

428.00%

6.90% CGL 2065

IN0020250018

390.00%

7.57% State Government of Maharashtra 2031

IN2220220155

368.00%

7.57% State Government of Maharashtra 2031

IN2220220155

362.00%

6.01% CGL 2030

IN0020250067

354.00%

6.01% CGL 2030

IN0020250067

351.00%

6.48% CGL 2035

IN0020250091

345.00%

6.90% CGL 2065

IN0020250018

324.00%

Net Receivable / Payable

233.00%

7.57% State Government of Tamil Nadu 2038

IN3120250854

144.00%

7.57% State Government of Tamil Nadu 2038

IN3120250854

141.00%

Net Receivable / Payable

-412.00%
Fund Units2 holdings · 167.0%
Security% NAV

Corporate Debt Market Development Fund-A2

INF0RQ622028

84.00%

Corporate Debt Market Development Fund-A2

INF0RQ622028

83.00%

Performance Comparison

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Investment Objective

SBI Floating Rate Debt Fund - Regular Plan - Growth by SBI Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.

About This Fund

SBI Floating Rate Debt Fund - Regular Plan - Growth is a Floater Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹717 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.40%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations