SBI LOW DURATION FUND - REGULAR PLAN - GROWTH
₹3655.6280
₹1.29 (+0.04%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3720.0970
₹1.31 (+0.04%)
31 May 2026
AMFI: 106217
Direct · Growth
₹₹3820.0489
₹1.45 (+0.04%)
31 May 2026
AMFI: 119812
Regular · IDCW
₹₹1424.2539
₹0.50 (+0.04%)
31 May 2026
AMFI: 106221
Direct · IDCW
₹₹1472.5841
₹0.56 (+0.04%)
31 May 2026
AMFI: 119810
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Pre-2012 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,12,500
Invested
₹66,76,310
Value today
36.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹18,26,974
Value today
36.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,25,000
Withdrawn
₹29,86,31,622
Corpus left
+₹29,87,56,622 net gain — withdrew ₹11,25,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,42,553
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,42,553 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,178
Regular plan
₹82,861
Direct earns ₹2,317 more on a ₹60K investment — 0.39% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.41
Sharpe Ratio
—
Alpha
—
Beta
-0.48
Sortino
0.50%
Std Dev
-0.23%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd. INE040A16IQ5 | 1035.00% |
HDFC Bank Ltd. INE040A16IQ5 | 911.00% |
National Bank for Agriculture and Rural Development INE261F16AM2 | 806.00% |
National Bank for Agriculture and Rural Development INE261F16AM2 | 794.00% |
LIC Housing Finance Ltd. INE115A14FS2 | 703.00% |
LIC Housing Finance Ltd. INE115A14FS2 | 692.00% |
7.03% State Government of Chhattisgarh 2026 IN3520190015 | 634.00% |
7.03% State Government of Chhattisgarh 2026 IN3520190015 | 628.00% |
Small Industries Development Bank of India INE556F16CB4 | 491.00% |
Small Industries Development Bank of India INE556F16CB4 | 484.00% |
TREPS | 454.00% |
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7H15018 | 382.00% |
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7H15018 | 379.00% |
Bharti Telecom Ltd. INE403D08314 | 370.00% |
Bharti Telecom Ltd. INE403D08314 | 367.00% |
Power Finance Corporation Ltd. INE134E08OC3 | 365.00% |
Canara Bank INE476A16H01 | 352.00% |
Indian Bank INE562A16QH0 | 352.00% |
ICICI Bank Ltd. INE090AD6303 | 350.00% |
Kotak Mahindra Bank Ltd. INE237AD6166 | 350.00% |
91 DAY T-BILL 23.07.26 IN002026X032 | 349.00% |
Indian Bank INE562A16QH0 | 347.00% |
Canara Bank INE476A16H01 | 346.00% |
Kotak Mahindra Bank Ltd. INE237AD6166 | 345.00% |
ICICI Bank Ltd. INE090AD6303 | 344.00% |
REC Ltd. INE020B08EW9 | 335.00% |
REC Ltd. INE020B08EW9 | 332.00% |
TREPS | 286.00% |
Small Industries Development Bank of India INE556F16CD0 | 244.00% |
Small Industries Development Bank of India INE556F16CD0 | 241.00% |
Muthoot Finance Ltd. INE414G07JW4 | 188.00% |
Tata Motors Ltd. INE1TAE08056 | 186.00% |
JSW Kalinga Steel Ltd. INE2QI808033 | 185.00% |
JSW Kalinga Steel Ltd. INE2QI808033 | 185.00% |
Power Finance Corporation Ltd. INE134E08OC3 | 184.00% |
Tata Motors Ltd. INE1TAE08056 | 184.00% |
Bajaj Finance Ltd. INE296A07TJ4 | 182.00% |
Small Industries Development Bank of India INE556F16BY8 | 176.00% |
Small Industries Development Bank of India INE556F16BY8 | 173.00% |
National Bank for Agriculture and Rural Development INE261F16AQ3 | 172.00% |
Muthoot Finance Ltd. INE414G07JQ6 | 130.00% |
Muthoot Finance Ltd. INE414G07JQ6 | 129.00% |
8.72% State Government of Tamil Nadu 2026 IN3120180127 | 119.00% |
Tata Projects Ltd. INE725H08188 | 116.00% |
6.75% CGL 2033 IN0020200120 | 116.00% |
6.75% CGL 2033 IN0020200120 | 115.00% |
Tata Projects Ltd. INE725H08188 | 114.00% |
Power Finance Corporation Ltd. INE134E08IX1 | 112.00% |
Aditya Birla Housing Finance Ltd. INE831R07540 | 111.00% |
Power Finance Corporation Ltd. INE134E08IX1 | 111.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
SBI LOW DURATION FUND - REGULAR PLAN - GROWTH by SBI Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
SBI LOW DURATION FUND - REGULAR PLAN - GROWTH is a Low Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹15,727 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LOW DURATION DEBT A-I INDEX. The current expense ratio is 0.95%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations