NAV
₹213.3975
as of 17 Jun 2026
Expense Ratio
0.41%
AUM
₹11,730 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.52%
- 3Y
- +9.21%
- 5Y
- +9.61%
- Since Inception
- +13.36%
SIP returns (XIRR)
- 1Y
- -4.66%
- 3Y
- +3.74%
- 5Y
- +7.47%
- Since Inception
- +12.10%
Returns calculated from 17 January 2002 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,46,500
Invested
₹7,68,947
Value today
11.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹1,02,575
Value today
13.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,65,000
Withdrawn
₹1,28,25,477
Corpus left
+₹1,32,90,477 net gain — withdrew ₹14,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,29,73,290
Value today
+5.4%
vs lumpsum
STP beat direct lumpsum by 5.4% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,13,632
Value today
3.1×
Multiple
Staying invested through that crash turned ₹1L into ₹3,13,632 — a 3.1× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.37
Sharpe Ratio
—
Alpha
—
Beta
-0.38
Sortino
13.48%
Std Dev
-15.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks28.86%
- Petroleum Products8.78%
- IT - Software8.59%
- Automobiles6.66%
- Telecom - Services5.26%
- Finance5.12%
- Diversified FMCG4.58%
- Construction4.28%
- Pharmaceuticals & Biotechnology3.14%
- Power3.03%
- Ferrous Metals2.67%
- Consumer Durables2.64%
Each sector links to the mutual funds most exposed to it.
Thinking about SBI Nifty Index Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Investment Objective
SBI Nifty Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
SBI Nifty Index Fund · Regular · Growth is a Index Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹11,730 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations