SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH
₹4357.0370
₹1.25 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹4357.0370
₹1.25 (+0.03%)
31 May 2026
AMFI: 101206
Direct · Growth
₹₹4416.5613
₹1.28 (+0.03%)
31 May 2026
AMFI: 119833
Regular · IDCW
₹₹1364.6139
₹0.39 (+0.03%)
31 May 2026
AMFI: 114297
Direct · IDCW
₹₹1399.8305
₹0.41 (+0.03%)
31 May 2026
AMFI: 119832
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Pre-2012 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹2,000/month became
Real NAV backtest from day one
₹4,82,000
Invested
₹3,48,36,640
Value today
35.4%
XIRR (p.a.)
₹2,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹18,01,098
Value today
33.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹27,31,28,068
Corpus left
+₹27,33,33,068 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,35,172
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,35,172 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹79,937
Regular plan
₹79,613
Direct earns ₹324 more on a ₹60K investment — 0.05% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-235.24
Sharpe Ratio
—
Alpha
—
Beta
-15.84
Sortino
0.01%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 18 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
TREPS | 9062.00% |
TREPS | 6023.00% |
Reverse Repo | 3378.00% |
Reverse Repo | 550.00% |
7.27% CGL 2026 IN0020190016 | 168.00% |
91 DAY T-BILL 23.04.26 IN002025X422 | 120.00% |
364 DAY T-BILL 16.04.26 IN002025Z039 | 112.00% |
364 DAY T-BILL 02.04.26 IN002025Z013 | 112.00% |
91 DAY T-BILL 14.05.26 IN002025X455 | 96.00% |
91 DAY T-BILL 28.05.26 IN002025X471 | 92.00% |
91 DAY T-BILL 22.05.26 IN002025X463 | 92.00% |
91 DAY T-BILL 07.05.26 IN002025X448 | 74.00% |
364 DAY T-BILL 23.04.26 IN002025Z047 | 56.00% |
182 DAY T-BILL 16.04.26 IN002025Y297 | 28.00% |
364 DAY T-BILL 07.05.26 IN002025Z062 | 18.00% |
364 DAY T-BILL 21.05.26 IN002025Z088 | 18.00% |
Net Receivable / Payable | 3.00% |
Net Receivable / Payable | -2.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.
About This Fund
SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH is a Overnight mutual fund offered by SBI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹30,270 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LIQUID OVERNIGHT INDEX. The current expense ratio is 0.14%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations