SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth
₹18.7004
₹0.00 (-0.01%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹18.7004
₹0.00 (-0.01%)
31 May 2026
AMFI: 148695
Direct · Growth
₹₹19.8737
₹0.00 (-0.00%)
31 May 2026
AMFI: 148685
Regular · IDCW
₹₹18.6999
₹0.00 (-0.01%)
31 May 2026
AMFI: 148684
Direct · IDCW
₹₹19.8758
₹0.00 (-0.00%)
31 May 2026
AMFI: 148686
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹32,000
Invested
₹40,894
Value today
9.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹9,350
Value today
12.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,20,000
Withdrawn
₹14,61,103
Corpus left
+₹7,81,103 net gain — withdrew ₹3,20,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹10,13,292
Value today
-9.7%
vs lumpsum
Direct lumpsum would have beaten STP by 9.7% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹40,894
Benchmark
₹39,347
+₹1,547 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,04,302
Value today
1.0×
Multiple
Staying invested through that crash turned ₹1L into ₹1,04,302 — a 1.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 5 years
Expense ratio drag on your actual returns
Direct plan
₹39,280
Regular plan
₹38,101
Direct earns ₹1,179 more on a ₹30K investment — 0.79% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
-0.04
Alpha
0.32
Beta
-0.54
Sortino
11.56%
Std Dev
-12.26%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd. INE040A01034 | 581.00% |
HDFC Bank Ltd. INE040A01034 | 568.00% |
Reliance Industries Ltd. INE002A01018 | 477.00% |
Reliance Industries Ltd. INE002A01018 | 470.00% |
ICICI Bank Ltd. INE090A01021 | 457.00% |
ICICI Bank Ltd. INE090A01021 | 443.00% |
Larsen & Toubro Ltd. INE018A01030 | 344.00% |
Larsen & Toubro Ltd. INE018A01030 | 324.00% |
State Bank of India INE062A01020 | 323.00% |
State Bank of India INE062A01020 | 320.00% |
Maruti Suzuki India Ltd. INE585B01010 | 294.00% |
Maruti Suzuki India Ltd. INE585B01010 | 293.00% |
National Highways Infra Trust INE0H7R23014 | 291.00% |
Infosys Ltd. INE009A01021 | 272.00% |
National Highways Infra Trust INE0H7R23014 | 263.00% |
Cube Highways Trust INE0NR623014 | 259.00% |
Ultratech Cement Ltd. INE481G01011 | 245.00% |
Ultratech Cement Ltd. INE481G01011 | 245.00% |
Cube Highways Trust INE0NR623014 | 243.00% |
Infosys Ltd. INE009A01021 | 238.00% |
Axis Bank Ltd. INE238A01034 | 234.00% |
Axis Bank Ltd. INE238A01034 | 231.00% |
Urban Company Ltd. INE0CAZ01013 | 207.00% |
Hindalco Industries Ltd. INE038A01020 | 203.00% |
Kotak Mahindra Bank Ltd. INE237A01036 | 202.00% |
Kotak Mahindra Bank Ltd. INE237A01036 | 201.00% |
Urban Company Ltd. INE0CAZ01013 | 194.00% |
Hindalco Industries Ltd. INE038A01020 | 187.00% |
Timken India Ltd. INE325A01013 | 185.00% |
Bajaj Finance Ltd. INE296A01032 | 184.00% |
Timken India Ltd. INE325A01013 | 182.00% |
Bajaj Finance Ltd. INE296A01032 | 170.00% |
TVS Motor Company Ltd. INE494B01023 | 161.00% |
Schaeffler India Ltd. INE513A01022 | 161.00% |
Schaeffler India Ltd. INE513A01022 | 160.00% |
Abbott India Ltd. INE358A01014 | 156.00% |
TVS Motor Company Ltd. INE494B01023 | 155.00% |
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019 | 154.00% |
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019 | 152.00% |
Navin Fluorine International Ltd. INE048G01026 | 138.00% |
Navin Fluorine International Ltd. INE048G01026 | 135.00% |
Asian Paints Ltd. INE021A01026 | 128.00% |
Jubilant Foodworks Ltd. INE797F01020 | 126.00% |
Asian Paints Ltd. INE021A01026 | 123.00% |
| Security | % NAV |
|---|---|
TREPS | 674.00% |
TREPS | 510.00% |
6.48% CGL 2035 IN0020250091 | 493.00% |
6.48% CGL 2035 IN0020250091 | 457.00% |
| Security | % NAV |
|---|---|
SBI Gold ETF INF200KA16D8 | 521.00% |
SBI Gold ETF INF200KA16D8 | 491.00% |
Performance Comparison
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Investment Objective
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth by SBI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth is a Retirement Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹1,624 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.06%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations