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Retirement Fund

SBI Retirement Benefit Fund Conservative Hybrid · Direct · Growth

SBI Mutual Fund

NAV

₹16.1174

as of 17 Jun 2026

Expense Ratio

see scheme documents

Viewing Direct · Growth
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Lumpsum returns (CAGR)

1Y
+1.07%
3Y
+7.79%
5Y
+8.80%
Since Inception
+9.23%

SIP returns (XIRR)

1Y
+2.18%
3Y
+5.10%
5Y
+7.41%
Since Inception
+7.72%

Returns calculated from 20 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseSBI Mutual Fund
CategoryRetirement Fund
Launch Date20 Jan 2021
AMFI Code148690
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadNA

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth

Holding% NAV
  1. 1Treps15.45%
  2. 26.48% Cgl 203511.31%
  3. 36.90% Cgl 206510.65%
  4. 46.52% Cgl 203110.07%
  5. 5Bharat Sanchar Nigam Ltd.3.91%
  6. 67.09% Cgl 20743.62%
  7. 7Summit Digitel Infrastructure Pvt. Ltd.2.91%
  8. 8Hdfc Bank Ltd.2.90%
  9. 9Reliance Industries Ltd.2.42%
  10. 10Icici Bank Ltd.2.25%
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Investment Objective

SBI Retirement Benefit Fund Conservative Hybrid · Direct · Growth by SBI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.

About This Fund

SBI Retirement Benefit Fund Conservative Hybrid · Direct · Growth is a Retirement Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Individuals planning for retirement with a systematic long-term investment approach
  • SIP investors who can benefit from rupee cost averaging during market fluctuations