NAV
₹15.0185
as of 31 Jul 2026
Expense Ratio
—
see scheme documents
Lumpsum returns (CAGR)
- 1Y
- +2.66%
- 3Y
- +6.99%
- 5Y
- +7.41%
- Since Inception
- +7.64%
SIP returns (XIRR)
- 1Y
- +4.49%
- 3Y
- +5.59%
- 5Y
- +6.96%
- Since Inception
- +7.09%
Returns calculated from 20 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks4.55%
- Automobiles1.12%
- Consumer Durables1.02%
- Finance1.02%
- Auto Components0.99%
- Industrial Products0.97%
- Cement & Cement Products0.96%
- Retailing0.88%
- Pharmaceuticals & Biotechnology0.84%
- Construction0.82%
- Realty0.76%
- Leisure Services0.69%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth
- 16.90% Cgl 206516.05%
- 2Bharat Sanchar Nigam Ltd.7.00%
- 3National Bank For Agriculture And Rural Development6.94%
- 47.43% Cgl 20766.88%
- 57.09% Cgl 20746.54%
- 6Summit Digitel Infrastructure Pvt. Ltd.5.22%
- 7Torrent Power Ltd.3.56%
- 8Rec Ltd.3.52%
- 9Treps3.52%
- 10Muthoot Finance Ltd.3.48%
Investment Objective
SBI Retirement Benefit Fund Conservative · Direct · Growth by SBI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
SBI Retirement Benefit Fund Conservative · Direct · Growth is a Retirement Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations