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Retirement Fund

SBI Retirement Benefit Fund Conservative · Direct · Growth

SBI Mutual Fund

NAV

₹14.8247

as of 17 Jun 2026

Expense Ratio

see scheme documents

Viewing Direct · Growth
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Lumpsum returns (CAGR)

1Y
+1.33%
3Y
+7.05%
5Y
+7.38%
Since Inception
+7.56%

SIP returns (XIRR)

1Y
+2.65%
3Y
+5.27%
5Y
+6.79%
Since Inception
+6.92%

Returns calculated from 20 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseSBI Mutual Fund
CategoryRetirement Fund
Launch Date20 Jan 2021
AMFI Code148688
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadNA

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth

Holding% NAV
  1. 1Treps19.90%
  2. 26.90% Cgl 206518.41%
  3. 36.48% Cgl 203513.04%
  4. 4Bharat Sanchar Nigam Ltd.6.76%
  5. 57.43% Cgl 20766.52%
  6. 67.09% Cgl 20746.25%
  7. 7Summit Digitel Infrastructure Pvt. Ltd.5.04%
  8. 8Torrent Power Ltd.3.45%
  9. 9Godrej Properties Ltd.3.39%
  10. 10Rec Ltd.3.38%
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Investment Objective

SBI Retirement Benefit Fund Conservative · Direct · Growth by SBI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.

About This Fund

SBI Retirement Benefit Fund Conservative · Direct · Growth is a Retirement Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Individuals planning for retirement with a systematic long-term investment approach
  • SIP investors who can benefit from rupee cost averaging during market fluctuations