Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansNAV
₹14.9186
as of 29 Sept 2026
Expense Ratio
0.98%
Lumpsum returns (CAGR)
- 1Y
- +2.32%
- 3Y
- +6.38%
- 5Y
- +6.81%
- Since Inception
- +7.36%
SIP returns (XIRR)
- 1Y
- +2.56%
- 3Y
- +4.41%
- 5Y
- +6.23%
- Since Inception
- +6.47%
Returns calculated from 20 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks4.32%
- Automobiles1.51%
- Retailing1.20%
- Auto Components1.08%
- Finance1.05%
- Chemicals & Petrochemicals1.00%
- Pharmaceuticals & Biotechnology0.98%
- Cement & Cement Products0.97%
- Industrial Products0.87%
- Construction0.83%
- Consumer Durables0.82%
- IT - Software0.80%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth
- 16.94% Cgl 203610.67%
- 2Bharat Sanchar Nigam Ltd.7.09%
- 3National Bank For Agriculture And Rural Development7.07%
- 4Summit Digitel Infrastructure Pvt. Ltd.5.30%
- 5Torrent Power Ltd.3.62%
- 6Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)3.61%
- 7Rec Ltd.3.56%
- 8Cholamandalam Investment & Finance Co. Ltd.3.55%
- 9Knowledge Realty Trust3.54%
- 10Muthoot Finance Ltd.3.54%
What this fund does
SBI Retirement Benefit Fund Conservative · Direct · Growth by SBI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
SBI Retirement Benefit Fund Conservative · Direct · Growth is a Retirement Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. The current expense ratio is 0.98%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach