SBI SAVINGS FUND - REGULAR PLAN - GROWTH
₹43.5328
₹0.02 (+0.04%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹43.5328
₹0.02 (+0.04%)
31 May 2026
AMFI: 102503
Direct · Growth
₹₹46.8782
₹0.02 (+0.04%)
31 May 2026
AMFI: 119821
Regular · IDCW
₹₹17.1651
₹0.01 (+0.04%)
31 May 2026
AMFI: 102504
Direct · IDCW
₹₹18.5811
₹0.01 (+0.04%)
31 May 2026
AMFI: 119820
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,65,000
Invested
₹4,45,231
Value today
6.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹2,177
Value today
5.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹15,55,408
Withdrawn
₹0 (exhausted)
Corpus left
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,41,931
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,41,931 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,088
Regular plan
₹82,668
Direct earns ₹2,420 more on a ₹60K investment — 0.40% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.05
Sharpe Ratio
—
Alpha
—
Beta
0.07
Sortino
0.43%
Std Dev
-0.16%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Small Industries Development Bank of India INE556F16CA6 | 405.00% |
LIC Housing Finance Ltd. INE115A14FS2 | 404.00% |
ICICI Bank Ltd. INE090AD6303 | 402.00% |
Canara Bank INE476A16H92 | 402.00% |
LIC Housing Finance Ltd. INE115A14FS2 | 391.00% |
Small Industries Development Bank of India INE556F16CA6 | 391.00% |
ICICI Bank Ltd. INE090AD6303 | 389.00% |
Canara Bank INE476A16H92 | 389.00% |
National Bank for Financing Infrastructure and Development INE0KUG16020 | 389.00% |
National Bank for Financing Infrastructure and Development INE0KUG16020 | 377.00% |
364 DAY T-BILL 04.03.27 IN002025Z484 | 354.00% |
364 DAY T-BILL 04.03.27 IN002025Z484 | 342.00% |
Canara Bank INE476A16H43 | 318.00% |
Canara Bank INE476A16H43 | 289.00% |
364 DAY T-BILL 11.03.27 IN002025Z492 | 272.00% |
HDFC Bank Ltd. INE040A16IM4 | 270.00% |
Punjab National Bank INE160A16UD4 | 270.00% |
Kotak Mahindra Bank Ltd. INE237AD6174 | 269.00% |
Bank of Baroda INE028A16LR2 | 269.00% |
National Bank for Agriculture and Rural Development INE261F16AK6 | 269.00% |
Small Industries Development Bank of India INE556F16CB4 | 269.00% |
Punjab National Bank INE160A16UQ6 | 268.00% |
Jio Credit Ltd. INE282H14097 | 267.00% |
364 DAY T-BILL 11.03.27 IN002025Z492 | 263.00% |
Punjab National Bank INE160A16UD4 | 261.00% |
Small Industries Development Bank of India INE556F16CB4 | 260.00% |
Kotak Mahindra Bank Ltd. INE237AD6174 | 260.00% |
Punjab National Bank INE160A16UQ6 | 260.00% |
Jio Credit Ltd. INE282H14097 | 259.00% |
HDFC Bank Ltd. INE040A16IM4 | 241.00% |
National Bank for Agriculture and Rural Development INE261F16AK6 | 234.00% |
Bank of Baroda INE028A16LR2 | 208.00% |
364 DAY T-BILL 25.02.27 IN002025Z476 | 205.00% |
HDFC Bank Ltd. INE040A16IZ6 | 201.00% |
364 DAY T-BILL 25.02.27 IN002025Z476 | 198.00% |
HDFC Bank Ltd. INE040A16IZ6 | 196.00% |
National Bank for Agriculture and Rural Development INE261F16AQ3 | 188.00% |
TREPS | 181.00% |
National Bank for Agriculture and Rural Development INE261F16AQ3 | 181.00% |
8.24% CGL 2027 IN0020060078 | 175.00% |
8.24% CGL 2027 IN0020060078 | 168.00% |
IDBI Bank Ltd. INE008A168A9 | 161.00% |
IDBI Bank Ltd. INE008A168A9 | 155.00% |
TREPS | 151.00% |
TREPS TREP06052026 | 138.00% |
Bank of Baroda INE028A16LI1 | 135.00% |
Indian Bank INE562A16QH0 | 135.00% |
National Bank for Agriculture and Rural Development INE261F16AJ8 | 135.00% |
Jio Credit Ltd. INE282H14105 | 134.00% |
Small Industries Development Bank of India INE556F16CD0 | 134.00% |
Performance Comparison
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Investment Objective
SBI SAVINGS FUND - REGULAR PLAN - GROWTH by SBI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
SBI SAVINGS FUND - REGULAR PLAN - GROWTH is a Money Market mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹35,253 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL MONEY MARKET A-I INDEX. The current expense ratio is 0.68%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations