SBI Short Term Debt Fund · Regular · Growth
NAV
₹33.7712
as of 17 Jun 2026
Expense Ratio
0.85%
AUM
₹16,916 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.83%
- 3Y
- +6.93%
- 5Y
- +5.92%
- Since Inception
- +6.65%
SIP returns (XIRR)
- 1Y
- +5.03%
- 3Y
- +6.70%
- 5Y
- +6.55%
- Since Inception
- +7.04%
Returns calculated from 24 February 2009 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,13,500
Invested
₹2,30,777
Value today
7.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,839
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,35,000
Withdrawn
₹10,60,001
Corpus left
+₹11,95,001 net gain — withdrew ₹11,35,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,47,613
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,47,613 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.37
Sharpe Ratio
—
Alpha
—
Beta
0.42
Sortino
1.08%
Std Dev
-0.52%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)4.28%
- 2National Bank For Agriculture And Rural Development4.00%
- 37.03% State Government Of Tamil Nadu 20313.21%
- 47.31% State Government Of Karnataka 20332.86%
- 5Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)2.68%
- 68.32% State Government Of Rajasthan 20292.62%
- 7Net Receivable / Payable2.54%
- 87.17% Cgl 20302.23%
- 9Mindspace Business Parks Reit2.19%
- 10Small Industries Development Bank Of India2.18%
Investment Objective
SBI Short Term Debt Fund · Regular · Growth by SBI Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
SBI Short Term Debt Fund · Regular · Growth is a Short Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹16,916 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL SHORT DURATION DEBT A-II INDEX. The current expense ratio is 0.85%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations