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Short Term📊 NIFTY Short Duration Debt Index(SEBI default)

SBI Short Term · Regular · Growth

SBI Mutual Fund

#20 of 28 (1Y)

NAV

₹38.5863

as of 29 Sept 2026

Expense Ratio

—

see scheme documents

AUM

₹6 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.49%
3Y
+6.72%
5Y
+5.85%
Since Inception
+7.30%

SIP returns (XIRR)

1Y
+4.30%
3Y
+6.09%
5Y
+6.29%
Since Inception
+7.04%

What history actually did — last 10 years (Sept 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,26,726 today — ₹6,00,000 invested, 6.3% XIRR.

₹6,00,000

Invested

₹8,26,726

Value today

6.3%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹1,87,333 today (6.5% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,46,605.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,486 today (1.50×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.81

Sharpe Ratio

—

Alpha

—

Beta

-0.82

Sortino

1.13%

Std Dev

-0.52%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseSBI Mutual Fund
CategoryShort Term
BenchmarkNIFTY Short Duration Debt Index
Launch Date02 Aug 2007
AMFI Code106227
Transaction facts
Min. Lumpsum₹10,000
Min. SIP₹500
Exit LoadEntry Load: NIL; Exit Load: 0.25% W.e.f. 01-June-2012 if redeemed/switched within 3 months from the date of investment; NIL if redeemed/switched after 3 months from the date of investment. For applicability of load structure, please refer to SAI/SID/ KIM/Addendum issued from time to time.**KYC is mandatory with effect from 1st January, 2011 irrespective of investment amount for all categories of investors.** **Nomination is mandatory for new folios/accounts opened by individuals especially with single holding**

Available transactions

RedeemSWPSwitchSTPDemat

What this fund does

SBI Short Term · Regular · Growth by SBI Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.

About This Fund

SBI Short Term · Regular · Growth is a Short Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹5.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index.

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