SBI Ultra Short Duration Fund · Regular · Growth
NAV
₹6379.8275
as of 31 Jul 2026
Expense Ratio
0.56%
AUM
₹12,169 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.11%
- 3Y
- +6.93%
- 5Y
- +6.16%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +6.28%
- 3Y
- +6.77%
- 5Y
- +6.67%
- Since Inception
- +6.95%
Returns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,749 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,17,749
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,898 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,41,229.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,44,996 today (1.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.83
Sharpe Ratio
—
Alpha
—
Beta
1.07
Sortino
0.42%
Std Dev
-0.13%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Agriculture And Rural Development7.12%
- 2Treps6.90%
- 3Kotak Mahindra Bank Ltd.6.71%
- 491 Day T-Bill 23.07.266.12%
- 5Hdfc Bank Ltd.5.44%
- 6Tata Communications Ltd.4.83%
- 7Punjab National Bank4.63%
- 8Muthoot Fincorp Ltd.3.31%
- 9Small Industries Development Bank Of India3.27%
- 10Small Industries Development Bank Of India2.93%
Investment Objective
SBI Ultra Short Duration Fund · Regular · Growth by SBI Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
SBI Ultra Short Duration Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹12,169 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL ULTRA SHORT DURATION DEBT A-I INDEX. The current expense ratio is 0.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations