SUNDARAM BANKING and PSU FUND · Regular · Growth
NAV
₹45.6042
as of 31 Jul 2026
Expense Ratio
—
see scheme documents
AUM
₹276 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.01%
- 3Y
- +7.03%
- 5Y
- +5.88%
- Since Inception
- +7.28%
SIP returns (XIRR)
- 1Y
- +5.53%
- 3Y
- +6.73%
- 5Y
- +6.60%
- Since Inception
- +7.11%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,18,312 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,18,312
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,923 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,40,914.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,093 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.31
Sharpe Ratio
—
Alpha
—
Beta
0.34
Sortino
1.21%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
SUNDARAM BANKING and PSU FUND · Regular · Growth by Sundaram Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SUNDARAM BANKING and PSU FUND · Regular · Growth is a Banking & PSU Debt mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹276 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations