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Banking & PSU Debt📊 NIFTY Banking & PSU Debt Index(SEBI default)

SUNDARAM BANKING and PSU FUND · Regular · Growth

Sundaram Mutual Fund

#8 of 21 (1Y)

NAV

₹45.2116

as of 17 Jun 2026

Expense Ratio

see scheme documents

AUM

₹334 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.73%
3Y
+6.97%
5Y
+5.77%
Since Inception
+7.28%

SIP returns (XIRR)

1Y
+5.02%
3Y
+6.69%
5Y
+6.53%
Since Inception
+7.11%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,29,000

Invested

₹2,94,390

Value today

7.1%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹4,512

Value today

7.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,90,000

Withdrawn

₹15,67,991

Corpus left

+₹18,57,991 net gain — withdrew ₹12,90,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,44,538

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,44,538 — a 1.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.27

Sharpe Ratio

Alpha

Beta

0.30

Sortino

1.17%

Std Dev

-0.54%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseSundaram Mutual Fund
CategoryBanking & PSU Debt
BenchmarkNIFTY Banking & PSU Debt Index
Launch Date29 Dec 2004
AMFI Code100784
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadExit load: w.e.f 16-APR-13 - NIL

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

SUNDARAM BANKING and PSU FUND · Regular · Growth by Sundaram Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.

About This Fund

SUNDARAM BANKING and PSU FUND · Regular · Growth is a Banking & PSU Debt mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹334 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations