Tata Banking And Financial Services Fund · Regular · Growth
NAV
₹43.4424
as of 17 Jun 2026
Expense Ratio
1.89%
AUM
₹3,161 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.16%
- 3Y
- +12.74%
- 5Y
- +12.27%
- Since Inception
- +15.06%
SIP returns (XIRR)
- 1Y
- +1.67%
- 3Y
- +8.96%
- 5Y
- +12.15%
- Since Inception
- +13.36%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
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SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹12,600
Invested
₹24,793
Value today
12.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹20,654
Value today
14.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,30,000
Withdrawn
₹28,91,126
Corpus left
+₹25,21,126 net gain — withdrew ₹6,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹22,51,289
Value today
-9.2%
vs lumpsum
Direct lumpsum would have beaten STP by 9.2% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,24,794
Value today
3.2×
Multiple
Staying invested through that crash turned ₹1L into ₹3,24,794 — a 3.2× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.07
Alpha
0.51
Beta
0.19
Sortino
16.02%
Std Dev
-16.60%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd12.95%
- 2Hdfc Bank Ltd11.11%
- 3State Bank Of India9.94%
- 4Axis Bank Ltd9.04%
- 5Shriram Finance Ltd4.51%
- 6Kotak Mahindra Bank Ltd4.16%
- 7Sbi Life Insurance Company Ltd4.02%
- 8Hdfc Asset Management Company Ltd3.82%
- 9Pnb Housing Finance Ltd2.68%
- 10360 One Wam Ltd2.65%
Investment Objective
Tata Banking And Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Banking And Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.89%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations