Tata Digital India Fund · Regular · Growth
NAV
₹42.2121
as of 13 Nov 2026
Expense Ratio
1.78%
AUM
₹9,957 Cr
Lumpsum returns (CAGR)
- 1Y
- -11.35%
- 3Y
- +5.32%
- 5Y
- +1.63%
- Since Inception
- +14.16%
SIP returns (XIRR)
- 1Y
- +0.66%
- 3Y
- -2.97%
- 5Y
- +2.76%
- Since Inception
- +13.86%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,02,078 today — ₹6,00,000 invested, 13.5% XIRR.
₹6,00,000
Invested
₹12,02,078
Value today
13.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,90,007 today (17.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹36,97,987.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,02,078 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹2,219.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,82,128 today (3.82×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.71
Sharpe Ratio
-0.11
Alpha
0.76
Beta
-0.72
Sortino
17.55%
Std Dev
-25.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- IT - Software53.63%
- Retailing11.88%
- Telecom - Services5.97%
- IT - Services4.87%
- Financial Technology (Fintech)4.43%
- Commercial Services & Supplies3.46%
- Leisure Services2.13%
- Consumer Durables1.83%
- Electrical Equipment1.41%
- Metals & Minerals Trading1.19%
- Capital Markets0.96%
- Power0.92%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd16.30%
- 2Tata Consultancy Services Ltd9.75%
- 3Tech Mahindra Ltd8.32%
- 4Eternal Ltd7.62%
- 5Bharti Airtel Ltd5.06%
- 6Persistent Systems Ltd3.89%
- 7Hcl Technologies Ltd3.56%
- 8Pb Fintech Ltd2.68%
- 9Firstsource Solutions Ltd2.08%
- 10Cyient Ltd1.96%
What this fund does
Tata Digital India Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Digital India Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹9,957 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty IT. The current expense ratio is 1.78%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations