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Sectoral / ThematicVery High📊 Nifty IT

Tata Digital India Fund · Regular · Growth

Tata Mutual Fund

#219 of 221 (1Y)

NAV

₹41.9522

as of 31 Jul 2026

Expense Ratio

1.73%

AUM

₹9,654 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High
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Lumpsum returns (CAGR)

1Y
-8.63%
3Y
+6.60%
5Y
+5.34%
Since Inception
+14.50%

SIP returns (XIRR)

1Y
-5.96%
3Y
-1.95%
5Y
+3.03%
Since Inception
+14.40%

What history actually did — last 10 years (Aug 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹12,42,713 today ₹5,95,000 invested, 14.3% XIRR.

₹5,95,000

Invested

₹12,42,713

Value today

14.3%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹4,21,889 today (15.5% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹29,76,175.

Fund vs Benchmark (TRI)

Same SIP, benchmark total-return index

The same SIP would be worth ₹12,42,713 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹25,306.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,79,775 today (3.80×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.99

Sharpe Ratio

-0.23

Alpha

0.33

Beta

-1.00

Sortino

19.29%

Std Dev

-28.08%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseTata Mutual Fund
CategorySectoral / Thematic
BenchmarkNifty IT ✓
Launch Date04 Dec 2015
AMFI Code135797
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadExit Load 0.25% of NAV of redeemed or switched out before 30 days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Jun 2026
Holding% NAV
  1. 1Infosys Ltd15.73%
  2. 2Tata Consultancy Services Ltd10.86%
  3. 3Tech Mahindra Ltd9.33%
  4. 4Eternal Ltd6.16%
  5. 5Bharti Airtel Ltd5.38%
  6. 6Pb Fintech Ltd3.99%
  7. 7Hcl Technologies Ltd3.61%
  8. 8Wipro Ltd3.30%
  9. 9Persistent Systems Ltd2.80%
  10. 10Firstsource Solutions Ltd1.87%
Rows per page
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Investment Objective

Tata Digital India Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Tata Digital India Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹9,654 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty IT. The current expense ratio is 1.73%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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