NAV
₹22.8864
as of 13 Nov 2026
Expense Ratio
2.27%
AUM
₹1,750 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.83%
- 3Y
- +8.63%
- 5Y
- +7.91%
- Since Inception
- +12.67%
SIP returns (XIRR)
- 1Y
- +1.40%
- 3Y
- +1.95%
- 5Y
- +7.60%
- Since Inception
- +11.24%
What history actually did — last 6 years (Nov 2020 – Nov 2026)
A ₹5,000 monthly SIP for the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,65,088 today — ₹3,60,000 invested, 8.6% XIRR.
₹3,60,000
Invested
₹4,65,088
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,20,545 today (14.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2020 would still hold ₹17,40,363.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,65,088 in this fund vs ₹5,02,183 in the benchmark — underperformance of ₹37,095.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Nov 2020 – Nov 2026) (4 Jun 2024) would be ₹1,12,015 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.43
Sharpe Ratio
-0.04
Alpha
0.93
Beta
-0.43
Sortino
12.92%
Std Dev
-14.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks21.91%
- Insurance9.02%
- Telecom - Services6.44%
- Healthcare Services5.91%
- Construction5.48%
- Cement & Cement Products5.21%
- Consumer Durables4.95%
- Petroleum Products4.92%
- Power4.44%
- IT - Software4.03%
- Automobiles3.92%
- Ferrous Metals2.83%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd8.03%
- 2Icici Bank Ltd7.58%
- 3Axis Bank Ltd6.30%
- 4Ultratech Cement Ltd5.21%
- 5Reliance Industries Ltd4.92%
- 6Ntpc Ltd4.44%
- 7Bharti Airtel Ltd4.42%
- 8Healthcare Global Enterprises Ltd4.14%
- 9Sbi Life Insurance Company Ltd4.05%
- 10Infosys Ltd4.03%
What this fund does
Tata Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Tata Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,750 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500. The current expense ratio is 2.27%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations