Tata Multi Asset Allocation Fund · Regular · Growth
NAV
₹24.5533
as of 28 Sept 2026
Expense Ratio
1.95%
AUM
₹5,042 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.13%
- 3Y
- +10.78%
- 5Y
- +10.15%
- Since Inception
- +15.53%
SIP returns (XIRR)
- 1Y
- -1.90%
- 3Y
- +6.34%
- 5Y
- +9.64%
- Since Inception
- +11.62%
Returns calculated from 04 March 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Sept 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,80,421 today — ₹3,00,000 invested, 9.5% XIRR.
₹3,00,000
Invested
₹3,80,421
Value today
9.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,62,093 today (10.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2021 would still hold ₹12,40,505.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Sept 2021 – Sept 2026) (3 Jun 2024) would be ₹1,13,226 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.23
Sharpe Ratio
—
Alpha
—
Beta
0.21
Sortino
9.75%
Std Dev
-10.46%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks15.09%
- Petroleum Products4.27%
- Insurance4.26%
- Healthcare Services3.91%
- Power3.55%
- Finance3.22%
- Telecom - Services3.18%
- Automobiles3.12%
- Construction2.62%
- IT - Software2.10%
- Ferrous Metals2.06%
- Cement & Cement Products2.00%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Tata Gold Exchange Traded Fund6.02%
- 2Reliance Industries Ltd3.70%
- 3Hdfc Bank Ltd3.42%
- 4Icici Bank Ltd3.30%
- 5Bharti Airtel Ltd2.56%
- 6Tata Silver Exchange Traded Fund2.29%
- 7Axis Bank Ltd1.75%
- 8State Bank Of India1.63%
- 9Dr. Agarwals Health Care Ltd1.56%
- 10Federal Bank Ltd1.51%
What this fund does
Tata Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
Tata Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹5,042 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Composite Benchmark of 65% S&P BSE 200 + 15% CRISIL Short Term Bond Index + 20% iComdex Composite Index (Total Return variant of the index (TRI) will be used for performance comparison).. The current expense ratio is 1.95%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations