Tata Short Term Bond Fund · Regular · Growth
NAV
₹50.4000
as of 31 Jul 2026
Expense Ratio
1.17%
AUM
₹3,033 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.41%
- 3Y
- +6.44%
- 5Y
- +5.51%
- Since Inception
- +6.98%
SIP returns (XIRR)
- 1Y
- +5.07%
- 3Y
- +6.12%
- 5Y
- +6.09%
- Since Inception
- +6.78%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,95,788 today — ₹5,95,000 invested, 5.7% XIRR.
₹5,95,000
Invested
₹7,95,788
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,73,201 today (5.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,36,224.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,654 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
—
Alpha
—
Beta
-0.27
Sortino
1.13%
Std Dev
-0.63%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1** - Bank Of Baroda - Cd - 05/03/20278.16%
- 2** 07.35 % Bharti Telecom Ltd - 15/10/20275.08%
- 3** - Hdfc Bank Ltd - Cd - 05/03/20274.89%
- 4** 07.45 % Exim - 12/04/20284.30%
- 5** 08.65 % Bharti Telecom Ltd - 05/11/20274.30%
- 6** - Punjab National Bank - Cd - 09/02/20274.10%
- 7** 07.54 % Indian Railways Finance Corporation Ltd - 31/10/20274.04%
- 8Goi - 6.94% (11/05/2036)3.98%
- 9Goi - 7.32% (13/11/2030)3.53%
- 10** 07.59 % National Housing Bank - 08/09/20273.44%
Investment Objective
Tata Short Term Bond Fund · Regular · Growth by Tata Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
Tata Short Term Bond Fund · Regular · Growth is a Short Duration mutual fund offered by Tata Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹3,033 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 1.17%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)