Tata Ultra Short Term Fund · Regular · Growth
NAV
₹15.3542
as of 13 Nov 2026
Expense Ratio
1.11%
AUM
₹6,339 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.03%
- 3Y
- +6.57%
- 5Y
- +5.97%
- Since Inception
- +5.65%
SIP returns (XIRR)
- 1Y
- +6.18%
- 3Y
- +6.37%
- 5Y
- +6.36%
- Since Inception
- +5.85%
What history actually did — last 7 years (Nov 2019 – Nov 2026)
A ₹5,000 monthly SIP for the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,16,760 today — ₹4,20,000 invested, 5.9% XIRR.
₹4,20,000
Invested
₹5,16,760
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,44,906 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2019 would still hold ₹9,32,297.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Nov 2019 – Nov 2026) (22 Mar 2020) would be ₹1,43,367 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.39%
Std Dev
-0.09%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1** - Hdfc Bank Ltd - Cd - 15/01/20279.98%
- 2** Treasury Bill 91 Days (05/11/2026) $$5.06%
- 3** - Canara Bank - Cd - 04/03/20274.95%
- 4** 07.80 % Nabard - 15/03/20274.63%
- 5** - Yes Bank Ltd - Cd - 05/03/20274.49%
- 6** - Ujjivan Small Finance Bank Ltd - Cd - 18/03/20274.02%
- 7** - Small Indust Devlop Bank Of India - Cd - 11/06/20273.96%
- 8** - Equitas Small Finance Bank Ltd - Cd - 11/03/20273.57%
- 9** - Canara Bank - Cd - 28/01/20273.17%
- 10** 08.00 % Adani Power Ltd - 27/01/20282.76%
What this fund does
Tata Ultra Short Term Fund · Regular · Growth by Tata Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
Tata Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by Tata Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹6,339 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 1.11%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations