Union Balanced Advantage Fund · Regular · Growth
NAV
₹20.6100
as of 31 Jul 2026
Expense Ratio
2.16%
AUM
₹1,230 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.18%
- 3Y
- +7.78%
- 5Y
- +7.40%
- Since Inception
- +8.79%
SIP returns (XIRR)
- 1Y
- +3.41%
- 3Y
- +5.31%
- 5Y
- +7.07%
- Since Inception
- +8.81%
What history actually did — last 8 years (Aug 2018 – Jul 2026)
A ₹5,000 monthly SIP for the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,73,760 today — ₹4,75,000 invested, 8.7% XIRR.
₹4,75,000
Invested
₹6,73,760
Value today
8.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,02,059 today (9.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2018 would still hold ₹13,46,829.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Aug 2018 – Jul 2026) (22 Mar 2020) would be ₹2,37,991 today (2.38×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
—
Alpha
—
Beta
-0.10
Sortino
8.82%
Std Dev
-9.06%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Balanced Advantage Fund · Regular · Growth by Union Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Union Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Union Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,230 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations